It is 10 years ago since I purchased my house in Barlborough. Conveyancing solicitors have now been retained on the sale but I am unable to track down my deeds. Will this jeopardise the sale?
You need not be too concerned. First the deeds may be with the lender or they could be archived with the solicitor who acted in your purchase. Secondly the chances are that the land will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors procuring current official copies of the land registers. Most conveyancing in Barlborough relates to registered property but in the unlikely event that your property is not registered it adds to the complexity but is not insurmountable.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Barlborough. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 2/8/2025, the requirements read as follows :
I am buying a property in Barlborough. A rare aspect is that the roof has a solar panel. Santander have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Santander your lawyer must check the formal instructions outlined in Section two of UK Finance Lenders’ Handbook for Santander. The CML Handbook contains minimum specifications for solar panel roof-space leases, and property lawyers are required to report to Santander where a lease does not comply with these conditions. The specifications relate to the installation of panels on properties in England and Wales and is not limited to Barlborough.
My wife and I are at the point of looking at flats in Barlborough and I am now considering a potential offer. Is it advisable to have a lawyer on ‘stand by’? I am planning to take a home loan with Santander.
It would be prudent to start your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the EA. Given that you are getting a mortgage with Santander, make sure you remember to check that your lawyer is on the Santander conveyancing panel.
Planning on purchasing a maisonette in Barlborough. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nationwide conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Barlborough lawyer is on the Nationwide conveyancing panel.
What can a local search inform me about the house I am purchasing in Barlborough?
Barlborough conveyancing often starts with the ordering local authority searches directly from your local Authority or through a personal search company such as Xpress Legal The local search is essential in every Barlborough conveyancing purchase; as long as you don’t want any unpleasant once you have moved into your new home. The search will reveal data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic sections.
I have been on the look out for a flat up to £245,000 and found one close by in Barlborough I like with open areas and railway links in the vicinity, the downside is that it's only got 61 remaining years left on the lease. I can't really find anything else in Barlborough suitable, so just wondered if I would be making a grave error buying a short lease?
Should you require a home loan the remaining unexpired lease term may be an issue. Discount the price by the amount the lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for at least 2 years you may request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should consult your conveyancing lawyer about this.
I need to find a conveyancing solicitor for sale conveyancing in Barlborough. I've stumble upon a site which appears to be the perfect answer If there is a chance to get all the legals done via phone that would be ideal. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?