We are due to move house in January. Does my conveyancing solicitor call the removal company on the day of completion. As an aside, can you put forward a removal company in Aston. Conveyancing firm was chosen prior to coming across your page.
On the day of completion you will need to pick up the keys from the estate agent but this should only occur once the previous owners lawyers confirm to the agent that the monies to complete are in and the keys can be handed over. After that you will need to advise the removal company that you are ready to move in. As a matter of policy we do not suggest a specific removal company but can assist you in choosing a conveyancing in Aston or a lawyer with expertise in conveyancing in Aston.
We have agreed to purchase a house in Aston. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Skipton be concerned?
As you are obtaining a mortgage with Skipton your lawyer must check the conveyancing instructions set out in Part two of UK Finance Lenders’ Handbook for Skipton. The Council of Mortgage Lenders’ Handbook stipulates minimum provisions for solar panel roof-space leases, and solicitors are required to report to Skipton where a lease does not satisfy these provisions. The conditions relate to the installation of panels on properties in England and Wales and is not restricted to Aston.
After much negotiation I have agreed a price on a house in Aston. My financial adviser suggested a property lawyer. I paid an on account payment of £175. A couple of days later, the solicitor called me to say that they were not on the Kent Reliance conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Kent Reliance panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Should my conveyancer be asking questions regarding flooding during the conveyancing in Aston.
Flooding is a growing risk for conveyancers dealing with homes in Aston. There are those who purchase a house in Aston, completely aware that at some time, it may suffer from flooding. However, leaving to one side the physical damage, where a property is at risk of flooding, it may be difficult to get a mortgage, adequate insurance cover, or sell the premises. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.
Lawyers are not best placed to give advice on flood risk, however there are a numerous searches that can be initiated by the buyer or by their solicitors which will figure out the risks in Aston. The standard information sent to a purchaser’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a usual question of the vendor to discover if the premises has suffered from flooding. In the event that flooding has previously occurred which is not revealed by the owner, then a buyer could issue a legal claim for losses stemming from an incorrect reply. The buyer’s solicitors will also carry out an enviro search. This should indicate if there is a recorded flood risk. If so, additional inquiries will need to be initiated.
I acquired my house on 5 April and my personal details is not yet registered. Need I be worried? My conveyancing solicitor in Aston expressed confidence that it would be concluded in less than a month. Are titles in Aston uniquely lengthy to register?
As far as conveyancing in Aston is concerned, registration is no faster or slower than the rest of the country. As opposed to being determined by geographic area, timescales can vary depending on who lodges the application, whether there are errors and whether the Land registry communicate with any 3rd parties. At present roughly three quarters of submission are fully addressed within two weeks but occasionally there can be longer hold-ups. Historically registration occurs once the purchaser has moved in to the premises so an expedited registration is not usually primary concern yet where it is urgent that the the registration takes place urgently then you or your solicitor must contact the land registry and explain the circumstances.
I opted to have a survey carried out on a property in Aston prior to retaining solicitors. I have been advised that there is a flying freehold aspect to the property. Our surveyor has said that some banks may not give a mortgage on a flying freehold property.
It varies from the lender to lender. Bank of Scotland has different instructions for example to Nationwide. Should you wish to call us we can check via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Aston. Conveyancing may be slightly more expensive based on your lender's requirements.
I was recommended by a few estate agents in Aston to locate a property lawyer using your seach tool. Is there a financial incentive for Estate Agents to promote your services ahead of a competitor’s?
We refuse to make any financial incentive for sending work in our direction. We found it would be just too difficult to pay a commission as members of the public would think, ‘How come the agent getting a kickback? Why aren’t I getting any benefit too?’ So we decided to step away from that.
Your search tool is useful but there are many lawyers listed near Aston being on the bank conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the conveyancing panel for our bank?
We do not recommend specific Aston firms as the right Aston conveyancing solicitor for you depends on where your priorities lie. For example you may require a local firm with Aston knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..