Much to our surprise we have been advised by our IFA that my Hartlepool lawyer is not on the mortgage company Conveyancing panel. How can I check?
The first thing you need to do is to contact your Hartlepool conveyancer. You lawyer should notify you what has happened. Where they are not on the panel they may recommend you to a Hartlepool conveyancing practice that is on the conveyancing panel for your mortgage company.
We see that you have a post code search directory listing solicitors on the HSBC conveyancing panel. Do firms pay you a referral fee if I appoint them for our conveyancing in Hartlepool?
We are a listing service only for law firms wishing to communicate if they are on the HSBC conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Hartlepool.
I can see plenty of information on this site about conveyancing in Hartlepool but can you isolate your top tip for appointing the right conveyancer in Hartlepool
We would encourage you not to go for the lowest Hartlepool conveyancing costs illustration. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.
I'm in the throws of viewing apartments in Hartlepool and I am about to put in an offer. Should I already have a solicitor in place at this point? I am planning to take a mortgage with Coventry BS.
You should start obtaining conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the EA. Given that you are seeking a mortgage with Coventry BS, make sure you remember to check that your lawyer is on the Coventry BS conveyancing panel.
I have a mortgage with UBS for my property in Hartlepool. Conveyancing was finalised a year ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform UBS?
You must advise UBS prior to letting out your property as this is likely to be a breach of UBS’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact UBS directly. You need not do this via a UBS conveyancing panel lawyer.
I decided to have a survey carried out on a house in Hartlepool before appointing lawyers. I have been advised that there is a flying freehold overhang to the house. My surveyor has said that some banks may refuse to give a loan on a flying freehold home.
It depends who your proposed lender is. Santander has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Hartlepool. Conveyancing may be slightly more expensive based on your lender's requirements.
My business partner and I are wishing to lease a unit on a shopping parade. Can you recommend conveyancers offering competitive fees for non-domestic conveyancing in Hartlepool for below 2k?
We can recommend firms who have specialist knowledge of commercial conveyancing in Hartlepool, including the sale and acquisition of businesses as well as simply property. Whether you are intending to buy or sell a shop, pub, restaurant, office, retail unit or a complete business we will find you the right lawyer. As for the charges these will vary based on the structure and heads of terms of the deal. Let us have your contact information or telephone so as to enable us to supply you with a detailed commercial conveyancing calculation.
Can a conveyancer remove someone from the title of my property in Hartlepool ?
Subtracting or adding someone to the title of your property is relatively straightforward. You’ll need to appoint a solicitor to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a conveyancer