Is there a reason to appoint a Great Ayton conveyancing solicitors firm given that online conveyancers are so much cheaper?
To take your time to find compare conveyancing costs in Great Ayton and you should seek an affordable fee calculation but don’t be focused with searching for the cheapest Great Ayton conveyancer. Appointing the right conveyancer can be the distinction between a smooth and a stressful house move. It is important that you ensure that you have expert guidance from a trusted lawyer. Emails can't be as helpful as a phone conversation and can never replicate a one to one consultation. The firms that we work with will allocate you a qualified and experienced conveyancing solicitor who can deal with your conveyancing from start to finish, providing a level of hand holding that you will never get with an online conveyancer. Our lawyers will inform you on any developments and keep you informed. Should it ever be necessary to phone the office you will know who you need to speak to and they will be sure you are kept fully informed.
I am the registered owner of a freehold residence in Great Ayton but nevertheless invoiced for rent, why is this and what is this?
It’s unusual for properties in Great Ayton and has limited impact for conveyancing in Great Ayton but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the generation of new rentcharges post 1977.
Old rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 will be extinguished.
My fiance and I are hoping to buy a 2 bedroom apartment in Great Ayton with a loan from Halifax.We would like to retain our Great Ayton conveyancing practitioner but Halifax informed us his firm is not listed on their "panel". It seems we are left with little choice but to instruct a Halifax panel solicitor or retain our high street solicitor and pay for one of their panel ones to represent them. This seems very unfair; is there anything we can do?
No, not really. The mortgage offered to you is subject to its terms and conditions, a common one being that lawyers needs to be on the Halifax approved list. in the past, most lenders had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for Halifax
It has been 4 months since my purchase conveyancing in Great Ayton took place. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Due to the advice of my in-laws I had a survey completed on a property in Great Ayton in advance of appointing conveyancers. I have been informed that there is a flying freehold aspect to the house. The surveyor has said that some mortgage companies tend not grant a mortgage on a flying freehold property.
It depends who your proposed lender is. Lloyds has different instructions for example to Birmingham Midshires. If you contact us we can check via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Great Ayton. Conveyancing will be smoother if you use a solicitor in Great Ayton especially if they are accustomed to such properties in Great Ayton.
I need to find a lender panel solicitor in Great Ayton. Can you assist?
Unfortunately it’s not apparent why you need a Great Ayton panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the mortgage company to find out which solicitors in Great Ayton are on their panel . If you do find such a firm in Great Ayton not listed please direct them to our site to list. After all the cost is only one £1 a month