I plan on buying property in Aughton. My lawyer has never been on on the bank solicitor list. Can I still continue with my Aughton conveyancing solicitor notwithstanding that they are excluded from the bank list of approved lawyers?
You have a couple of choices available to you here
- Proceed with your chosen Aughton property lawyer but your mortgage company will no doubt instruct a conveyancing practitioner from their approved list. The net result is additional fees together with likely frustration.
- Get a new lawyer to act in the purchase, making sure they are on the lender conveyancing panel.
- Convince your property lawyer to pull out all the stops to join the lender’s panel of solicitors
It is 10 years ago since I bought my home in Aughton. Conveyancing solicitors have now been retained on the sale but I am unable to locate the title documents. Is this a problem?
Don’t worry too much. First there is a possibility that the deeds will be retained by your lender or they may still be with the lawyers who handled the purchase. Secondly in most cases the land will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining up to date copy of the land registers. Almost all conveyancing in Aughton involves registered property but in the rare situation where your property is unregistered it adds to the complexity but is not insurmountable.
Do commercial conveyancing searches disclose impending roadworks that could affect a commercial estate in Aughton?
Many commercial conveyancing solicitors in Aughton will perform a SiteSolutions Highways report as it dramatically cuts the time that conveyancers expend in investigating accurate data on highways that impact buildings and development assets in Aughton. The report sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Aughton.
For each commercial conveyancing transaction in Aughton it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately may result in delays to Aughton commercial conveyancing deals as well as pose a risk to future plans for the site. These searches are not ordered for domestic conveyancing in Aughton.
Are there restrictive covenants that are commonly picked up during conveyancing in Aughton?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Aughton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I opted to have a survey completed on a property in Aughton ahead of appointing lawyers. I have been told that there is a flying freehold overhang to the house. Our surveyor has said that some lenders tend not issue a mortgage on a flying freehold property.
It depends who your proposed lender is. Bank of Scotland has different requirements from Halifax. Should you wish to call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Aughton. Conveyancing will be smoother if you use a solicitor in Aughton especially if they regularly deal with such properties in Aughton.
My cousin has recommend that I appoint his conveyancers in Aughton. Do I take his recommendation?
Much as we are happy to recommend a Aughton conveyancing lawyer the ideal way to choose a conveyancing lawyer is to seek guidance from friends or relatives who have actually previously instructed the firm you're are thinking of instructing.