I am expecting a mortgage with Santander. I would like to retain the legal services of a Licensed Conveyancer in Tetbury. Does the Santander Solicitor panel exclude Licensed Conveyancers?
The Santander conveyancing panel is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
As someone with no idea as to the Tetbury conveyancing process what is your top tip you can impart for the ownership transfer in Tetbury
You may not hear this from too many lawyers but conveyancing in Tetbury and elsewhere in Gloucestershire is an adversarial experience. Put another way, when it comes to conveyancing there is plenty of room for friction between you and other parties involved in the ownership transfer. For instance, the vendor, property agent and even potentially a bank. Choosing a law firm for your conveyancing in Tetbury should not be taken lightly as your conveyancer is your adviser, and is the ONE person in the legal process whose role it is to protect your best interests and to protect you.
We are witnessing a distinct creep in the "blame" culture- someone must be blamed for the process being so protracted. We recommend that you should always trust your conveyancer above the other parties when it comes to the legal assignment of property.
Do I find a Licenced Conveyancer or Solicitor for conveyancing in Tetbury?
There are many registered licenced Conveyancers in Tetbury and Solicitor practices in Tetbury offering conveyancing We would stress that the two are regulated professionals specialising in the legal aspects of transferring property. Both can conduct other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.
Can I be sure that the Tetbury conveyancing solicitor on the UBS panel is any good?
When it comes to conveyancing in Tetbury obtaining recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the lawyer conducting your transaction.
About to purchase apartment in Tetbury. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Principality conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Tetbury conveyancing practitioner is on the Principality conveyancing panel.
I used Arc property Solicitors several years past for my conveyancing in Tetbury. Now, I need the documents but the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Tetbury of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am buying a new build house in Tetbury with a loan from Bank of Ireland. The builders would not move on the price so I negotiated five thousand pounds worth of extras instead. The house builders rep advised me not inform my conveyancer about this extras as it could adversely affect my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Do I need to be suspicious that estate agents that I am dealing with are recommending an online conveyancing firm rather than a High Street Tetbury conveyancing practice?
As is the case with many professional services, often recommendations from connections can be extremely useful or valuable. Yet there are numerous people with a keen interest in a conveyancing matter; estate agents, financial adviser and lenders may recommend solicitors to appoint. On occasion these solicitors might be known to one of the organisations as being good in their field, but sometimes there might be a commercial relationship behind the endorsement. You have the right to choose your own conveyancer. You need to be aware that most mortgage providers specify a panel list of lawyers you must use for the lender related work in your house move.