Me and my husband are acquiring an apartment in Park Hill. My Conveyancer is not listed on the bank approved list. Am I still permitted to appoint my Park Hill conveyancing solicitor even though they are not on the mortgage company panel?
One will need to have a lawyer to deal with the legal work required when you need a mortgage to purchase your property. The conveyancing practitioner will carry out all the relevant due diligence on the property, ensuring that you’re registered as proprietor and ensure that all the necessary mortgage documentation is dealt with. You can appoint a Park Hill solicitor of your choosing. Nevertheless, where the solicitor appointed is not a member of the mortgage company approved list additional charges will be levied as separate legal representation will be required by them. Conveyancing panel applications may be submitted, so if your conveyancer has not historically sought membership they should take the chance to apply.
Can the conveyancing lawyers that you recommend carry out right to buy conveyancing in Park Hill?
We work with a number of conveyancing experts who can service right to buy transactions You should call us to obtain a costs illustration.
My property lawyer in Park Hill is not on the The Royal Bank of Scotland Solicitor Panel. Is it possible for me to use my family solicitor even though they are excluded from the The Royal Bank of Scotland approved list?
Your options are as follows:
- Complete the purchase with your preferred Park Hill solicitors but The Royal Bank of Scotland will need to retain a conveyancer on their panel. This will result in additional overall conveyancing charges as well as result in frustration.
- Get an alternative solicitor to to deal with the purchase, obviously checking they are Convince your conveyancer to use their best endeavours to join the The Royal Bank of Scotland conveyancing panel
Will commercial conveyancing searches reveal planned roadworks that could affect a commercial land in Park Hill?
Its becoming the norm that commercial conveyancing solicitors in Park Hill will perform a SiteSolutions Highways report as it reduces the time that conveyancers expend in investigating accurate data on highways that impact buildings and development assets in Park Hill. The search result sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Park Hill.
For each commercial conveyancing transaction in Park Hill it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately could result in delays to Park Hill commercial conveyancing transactions as well as present a risk to future plans for the site. These searches are not carried out for residential conveyancing in Park Hill.
I have a terraced Georgian house in Park Hill. Conveyancing practitioner represented me and Santander. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, the second leasehold with the exact same address. I thought I was buying a freehold how can I check?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Park Hill and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the situation with your conveyancing lawyer who completed the work.
Due to the encouragement of my in-laws I had a survey completed on a property in Park Hill ahead of appointing solicitors. I have been informed that there is a flying freehold aspect to the house. Our surveyor advised that some mortgage companies may not grant a mortgage on this type of property.
It depends who your proposed lender is. Santander has different requirements from Birmingham Midshires. If you contact us we can look into this further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Park Hill. Conveyancing will be smoother if you use a solicitor in Park Hill especially if they are acquainted with such properties in Park Hill.