Some advice if I may. My Addlestone lawyer is assuring me that he is legally obliged toorder Addlestone conveyancing searches due to the fact thatthe firm are on the Santanderapproved lawyer panel. Is this really necessary?
Unfortunately both you and your lawyer have little choice here. Given that you are taking out a loan with a mortgage company your solicitor has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your property lawyer would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to comply with the Council of Mortgage Lenders’ Handbook specifications . Even if you were a cash buyer you would be ill advised not to carry out Addlestone conveyancing searches.
We note that you have a search directory listing solicitors on the UBS conveyancing panel. Do companies pay you a commission if I instruct them for our own conveyancing in Addlestone?
We are a listing service only for law firms wishing to communicate if they are on the UBS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Addlestone.
How does conveyancing in Addlestone differ for new build properties?
Most buyers of new build property in Addlestone approach us having been asked by the developer to exchange contracts and commit to the purchase even before the house is ready to move into. This is because new home sellers in Addlestone tend to buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Addlestone or who has acted in the same development.
I decided to have a survey done on a house in Addlestone before instructing solicitors. I have been informed that there is a flying freehold aspect to the property. Our surveyor has said that some banks will refuse to grant a loan on this type of property.
It varies from the lender to lender. HSBC has different requirements for example to Nationwide. If you e-mail us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Addlestone. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Addlestone to see if the conveyancing will be more expensive.
I am using a search engine for the phrase on line conveyancing in Addlestone it brings up numerous property lawyersin the area. How do I determine which is the right conveyancing solicitor for my move?
The preferential method of seeking the right conveyancer is through a trusted testimonial, so ask friends and family who have acquired a property in Addlestone or a respected estate agent or mortgage broker. Costs for conveyancing in Addlestone vary, so it's sensible to request a minimum of four estimates from varying types of solicitors. Be sure to seek confirmation what costs in the quote includes.
How much experience do your Addlestone conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?
Addlestone conveyancing lawyers help thousands of people move home every year and assisted lots of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Addlestone conveyancers have worked on recent similar cases.