I was told today by my estate agent that my Addlestone lawyer is not on the mortgage company Solicitor panel. How can I be certain whether this is indeed the case?
You need to call your Addlestone lawyer directly. It is reasonable to expect your lawyer to inform you what has happened. Where they are not on the panel they may recommend you to a Addlestone conveyancing firm that is on the approved list of lawyers for your mortgage company.
My husband and I are approaching an exchange on a flat in Addlestone and my parents have transferred the exchange deposit to my property lawyer. I am now told that as the deposit has been sent from someone other than me my conveyancer needs to disclose this to my mortgage company. I am advised that, in also acting for the lender he must inform them that the balance of the purchase price is not just from me. I informed the mortgage company about my parents' contribution when I applied for the home loan, so is it really necessary for this now to delay the deal?
Your conveyancing practitioner is obliged to clarify with lender to ensure that they understand that the balance of the purchase price is not from your own resources. The solicitor can only reveal this to your bank if you agree, failing which, your lawyer must cease to continue acting.
We are buying a house and need a conveyancing solicitor in Addlestone who is on the Nottingham approved panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Nottingham . We don't recommend any particular firms conducting conveyancing in Addlestone.
My grandmother passed away last year and as sole heir and executor I was left the property in Addlestone. The house had a small mortgage left on it of around £4500. I want to have the title changed into my name whilst I re-mortgage to Coventry BS, pay off the mortgage. Is this allowed?
Where you intend to re-mortgage then Coventry BS will insist on your using a conveyancer on the Coventry BS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Coventry BS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Coventry BS mortgage is registered as a charge at the Land Registry.
What tools are available to locate a Addlestone solicitor on the Lloyds TSB Bank conveyancing panel? I have wheels and am willing to travel upto 10kilometers to meet the solicitor.
Feel free to make use of the search on this website. Please pick a bank and your location and you will see a number of Addlestone conveyancing lawyers locally. We have detailed some Addlestone conveyancing firms at the bottom of this page and you can ring them to verify if they are on the Lloyds TSB Bank approved list
Should I appoint a Addlestone conveyancing lawyer in close proximity to the house I am purchasing? I have an old university friend who can deal with the legal work but they are based a couple of hundredkilometers drive away.
The primary upside of using a local Addlestone conveyancing firm is that you can drop in to execute documents, deliver your identification documents and pester them where appropriate. Having local Addlestone know how is a benefit. That being said it's more important to get someone that will do a good and efficient job. If other friends have used your friend and they were impressed that must trump using an unknown Addlestone conveyancing solicitor solely due to them being based in the area.