I plan on acquiring a leasehold flat in Laleham. My Solicitor is not on the mortgage company approved list. Am I still permitted to use my Laleham conveyancing solicitor even though they are not on the mortgage company panel of approved conveyancing solicitors?
Your options include
- Proceed with your existing Laleham conveyancing practitioner but your lender will need to retain a property lawyer from their approved panel. The net result is additional charges and probable delay.
- Choose a fresh property lawyer to conduct the conveyancing, obviously checking they are on the mortgage company conveyancing panel.
- Convince your conveyancing practitioner to do everything within their powers to get accepted on the bank’s panel of solicitors
Is it necessary during the course of the conveyancing process to attend the offices of the solicitor to sign the legal charge? If so, I will instruct a firm who offer conveyancing in Laleham so that I can attend their offices when needed.
Whereas this was necessary 12 years ago, almost all lenders no longer oblige their conveyancing panel lawyer to witness the mortgagors signature. It will still be necessary for you to hand over identification documents and there are still manifest benefits to choosing a locally based practitioner, in your case a conveyancing solicitor in Laleham.
My wife and I purchased a renovated Edwardian property in Laleham. Conveyancing solicitor acted for me and Bank of Ireland. I did a free Land Registry search last week and there are two entries: the first freehold, the second leasehold with the matching property. Is it worth asking Bank of Ireland to clarify?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Laleham and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the position with your conveyancing solicitor who conducted the conveyancing.
Is there anything unique about your site and alternative internet conveyancing brokers for conveyancing in Laleham?
At this site get a conveyancing quote via a Solicitor or Licensed Conveyancer that appreciates the nuances for your conveyancing in Laleham. As opposed to estate agents and many comparison sites we do not operate kick-back arrangements with solicitors. Many agents and online brokers 'recommend' solicitors who pay the most commission, as opposed to the best value conveyancing in Laleham
I need to appoint a conveyancing solicitor for residential conveyancing in Laleham. I've chance upon a web site which appears to be the ideal solution If it is possible to get all the legals done via web that would be ideal. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
We are in the process of a leasehold sale of a flat in Laleham. Conveyancing lawyers are doing their job but we have been asked to pay an extortionate amount from the landlord. To date we have issued a cheque for £275 for a leasehold management information and then another £134.40 for supplemental questions raised by the purchaser's solicitor.
You will not have control over the extent of the bill for this information but the typical fee for the information for Laleham leasehold property is £355. When it comes to Laleham conveyancing transactions it is customary for the owner to pay for these charges. The freeholder or their agents are under no statutory obligation to address these questions although many will agree to do so - albeit often at exorbitant prices out of proportion to the work involved. Unfortunately there is no statute that requires set charges for administrative tasks. There is no prescriptive time limit by which they are obliged to provide the information.