I have given 8 weeks notice to my existing landlord and have to vacate my rented flat in Ashford by 11/8/2025. Conveyancing for my house purchase has just started. How realistic is it to complete in a couple of weeks as I wish to avoid having to find short term accommodation?
It is unwise to give notice for your tenancy until exchange of contracts has taken place. Assuming that you have not previously done so, contact to your lawyer and request that they apply pressure on the owners lawyers, try to an agreed time frame that everyone will aim towards
Having sold my house in Ashford last April yet the purchaser is calling every few hours complaining that their lawyer needs to hear from mine. What are the post completion sale formalities following completion?
Following your sale your lawyer should send the transfer deeds and all supplemental paperwork to the buyer’s solicitors. Depending on the transaction, your conveyancer should also send confirmation that the home loan has been discharged to the purchasers lawyers. There are no post completion formalities peculiar conveyancing in Ashford.
My house in Ashford is up for sale and I have a purchaser. Will my conveyancer need to be required to be on the Co-operative conveyancing panel in order to deal with the discharge of my mortgage?
Ordinarily, even if your lawyer is not on the Co-operative conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their conditions fairly frequently at the moment.
Will my conveyancer be raising questions about flooding during the conveyancing in Ashford.
The risk of flooding is if increasing concern for lawyers dealing with homes in Ashford. Some people will acquire a house in Ashford, completely expectant that at some time, it may be flooded. However, leaving to one side the physical destruction, where a house is at risk of flooding, it may be difficult to obtain a mortgage, adequate insurance cover, or dispose of the premises. Steps can be carried out as part of the conveyancing process to forewarn the buyer.
Conveyancers are not qualified to offer advice on flood risk, however there are a numerous checks that may be undertaken by the purchaser or on a buyer’s behalf which can figure out the risks in Ashford. The conventional set of information supplied to a buyer’s lawyer (where the Conveyancing Protocol is adopted) contains a usual question of the seller to find out if the property has suffered from flooding. In the event that the premises has been flooded in past and is not revealed by the vendor, then a buyer could commence a compensation claim as a result of such an misleading response. A buyer’s solicitors should also order an enviro search. This will disclose if there is a recorded flood risk. If so, more detailed investigations should be carried out.
Over the last few months I have been searching for a ground for flat up to £245,000 and identified one round the corner in Ashford I like with open areas and station nearby, however it's only got 51 years unexpired on the lease. There is not much else in Ashford suitable, so just wondered if I would be making a mistake purchasing a short lease?
If you need a home loan the remaining unexpired lease term will be problematic. Reduce the price by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the property for a minimum of 2 years you may request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should consult your conveyancing lawyer concerning this.
I want to let out my leasehold flat in Ashford. Conveyancing solicitor who did the purchase is retired - so can't ask him. Is permission from the freeholder required?
Even though your previous Ashford conveyancing lawyer is not around you can check your lease to check if you are permitted to let out the property. The accepted inference is that if the deeds are silent, subletting is allowed. Quite often there is a prerequisite that you must obtain permission from your landlord or other appropriate person prior to subletting. This means you not allowed to sublet without first obtaining consent. Such consent is not allowed to be unreasonably turned down. If the lease does not allow you to sublet you should ask your landlord for their consent.
We have reached the end of our tether in negotiating a lease extension in Ashford. Can this matter be resolved via the Leasehold Valuation Tribunal?
Absolutely. We are happy to put you in touch with a Ashford conveyancing firm who can help.
An example of a Lease Extension decision for a Ashford premises is 147 Redford Close in June 2012. The Tribunal determined the lease extension premium to be at £4,200 This case related to 1 flat. The unexpired term as at the valuation date was 82.93 years.