We are purchasing a flat and require a conveyancing solicitor in Byfleet who is on the Santander approved panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Santander . We don't recommend any particular firms conducting conveyancing in Byfleet.
My uncle passed away six months ago and as sole heir and executor I was left the property in Byfleet. The house had a relatively small loan remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to Bank of Ireland, pay off the mortgage. Is this allowed?
Given you plan to re-mortgage then Bank of Ireland will insist on your using a conveyancer on the Bank of Ireland conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Bank of Ireland conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Bank of Ireland mortgage is registered as a charge at the Land Registry.
Just bought a terraced house in Byfleet , how long will it take for the Land Registry to deal with the formalities evidencing my ownership? My Byfleet conveyancing solicitor has been very slow, so I want to check that my ownership is recorded.
There is nothing unique about conveyancing in Byfleet registration formalities. Rather than based on location, timescales can vary depending on the party submitting the application, whether there are errors and whether the Land registry communicate with any third persons or bodies. Currently roughly three quarters of such applications are fully addressed within two weeks but some can be subject to extensive hold-ups. Historically registration takes place after the purchaser is living at the property therefore an expedited registration is not always primary concern but if there is a degree of urgency associated with the registration then you or your conveyancer can communicate with the Registry to express the reasoning for the application to be prioritised.
How does conveyancing in Byfleet differ for newly converted properties?
Most buyers of new build property in Byfleet contact us having been asked by the seller to sign contracts and commit to the purchase even before the residence is built. This is because house builders in Byfleet tend to purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Byfleet or who has acted in the same development.
Given that I am about to part with 450k on a garden flat in Byfleet I wish to talk to a lawyer concerning thehouse move prior to appointing the firm. Can this be arranged?
We could not agree more - it is our preference to talk to you we do not take any clients on without you first talking to the lawyer due to be carrying out your property ownership legalities in Byfleet.There is no ‘factory style conveyancing’ - every client is unique individual, not a case reference. The solicitors that we put you in touch with believe that the fees you are calculated and presented to you for residential conveyancing in Byfleet should be the amount on the final invoice that you end up paying.
All being well we will complete the disposal of our £450,000 apartment in Byfleet next Tuesday. The freeholder has quoted £348 for Certificate of Compliance, building insurance schedule and previous years statements of service charge. Is it legal for a freeholder to charge exorbitant fees for a leasehold conveyance in Byfleet?
For the majority of leasehold sales in Byfleet conveyancing will involve, queries regarding the management of a building inevitably needing to be answered directly by the freeholder or its agent, this includes :
-
Completing pre-contract enquiries
Where consent is required before sale in Byfleet
Supplying insurance information
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
Leasehold Conveyancing in Byfleet - A selection of Queries before Purchasing
-
The prefered form of lease structure is where the freehold interest is owned by the leaseholders. In this scenario the tenants benefit from control and even though a managing agent is usually employed where the building is larger than a house conversion, the managing agent acts for the leaseholders themselves. Is anyone aware of any major works on the horizon that will add a premium to the service charges? You will want to discover as much as possible regarding the company managing the block as they will affect your use and enjoyment of the property. Being a leasehold owner you will be at the mercy of the managing agents both financially and when it comes to day to day issues like the upkeep of the communal areas. Don't be afraid to ask other tenants what they think of them. On a final note, investigate as to the dates that the maintenance fees are due to the relevant party and precisely what it includes.