I am obtaining a mortgage offer from Santander. I hope to enlist the help of a Licensed Conveyancer in Ringwood. Does the Santander Solicitor panel exclude Licensed Conveyancers?
The Santander conveyancing panel is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
My wife and I are buying a property in Ringwood. It might be a silly question but how we can trust a solicitor? On the day of competition we will need to put our life savings into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
We are getting the release of further funds on our mortgage from RBS as we wish to carry out improvements to our home in Ringwood. Are we obliged to select a bricks and mortar Ringwood solicitor on the RBS conveyancing panel to deal with the paperwork?
RBS do not ordinarily instruct a member of their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the RBS list.
I am due to exchange contracts on my flat. I had a double glazing fitted in October 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Clydesdale are being difficult. The Ringwood solicitor who is on the Clydesdale conveyancing panel is saying indemnity insurance will be fine but Clydesdale are insisting on a building regulation certificate. Why do Clydesdale have a conveyancing panel if they don't accept advice from them?
It is probably the case that Clydesdale have referred the matter to their valuer. The reason why Clydesdale may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I need some quick conveyancing in Ringwood as I am faced with a deadline to sign on the dotted line within 2 weeks. A home loan is not required. Is it possible to decline from having conveyancing searches to save money and time?
As you are are a mortgage free purchaser you have the choice not to do searches although no solicitor would suggest that you don't. With plenty of history conveyancing in Ringwood the following are instances of issues that can appear and adversely impact the marketability of the property: Refused Planning Applications, Overdue Charges, Outstanding Grants, Road Schemes,...
Are there restrictive covenants that are commonly identified during conveyancing in Ringwood?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Ringwood. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
What does commercial conveyancing in Ringwood cover?
Ringwood conveyancing for business premises incorporates a broad range of advice, offered by qualified solicitors, relating to business premises. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.
There are only Sixty One years left on my lease in Ringwood. I need to extend my lease but my landlord is can not be found. What options are available to me?
On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be granted an extra 90 years by the magistrate. However, you will be required to prove that you or your lawyers have made all reasonable attempts to find the landlord. For most situations a specialist should be helpful to conduct investigations and prepare a report which can be accepted by the court as proof that the landlord can not be located. It is wise to seek advice from a conveyancer both on devolving into the landlord’s disappearance and the application to the County Court covering Ringwood.
Ringwood Leasehold Conveyancing - Examples of Questions you should ask Prior to Purchasing
What is the the remaining lease term? It would be sensible to find out if the the lease includes any unreasonable restrictions in the lease. For example it is reasonably common in Ringwood leases that pets are not permitted in in a block in Ringwood. If you like the flatin Ringwood yet your dog is not allowed to move with you then you will be faced hard compromise.