It has come to my attention via my financial adviser that my Fordingbridge solicitor is not on the lender Solicitor panel. How can I be certain if this is indeed the case?
You need to contact your Fordingbridge lawyer directly. You lawyer should advise you what has happened. Where they are not on the panel they may be able to suggest a Fordingbridge conveyancing firm that is on the conveyancing panel for your mortgage company.
Would the conveyancing solicitors that you recommend execute auction conveyancing in Fordingbridge?
We know of a few niche solicitors we can connect you with those specialising in auction conveyancing. Fordingbridge is one of hundreds of locations in which our lawyers have offices.
Our lender has recommended solicitors on their panel based in Fordingbridge but I would rather choose a conveyancing lawyer in Fordingbridge round the corner to me. Are you able to help?
Far from all Fordingbridge conveyancing firms are on all lender’s conveyancing panel. Use the above find an approved solicitor tool to find a Fordingbridge conveyancing firm on the on the lender panel.
I am buying my first flat in Fordingbridge with the aid of help to buy. The sellers refused to reduce the price so I negotiated £7000 of fixtures and fittings instead. The property agent advised me not to tell my conveyancer about this deal as it may put at risk my loan with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey completed on a property in Fordingbridge in advance of retaining solicitors. I have been advised that there is a flying freehold element to the house. The surveyor advised that some lenders tend not grant a mortgage on a flying freehold premises.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Fordingbridge. Conveyancing may be slightly more expensive based on your lender's requirements.
Is it necessary during the course of the conveyancing process to have a meeting at the offices of the lender conveyancing panel solicitor to execute the mortgage deed? If so, I will choose one who does conveyancing in Fordingbridge so that I can attend their offices if required.
Most conveyancing panel lawyers for the lender undertake all of the work via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. YOu dont have to use a conveyancing solicitor in Fordingbridge. it would nevertheless be wise to check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.