Why would I use a Christchurch conveyancing solicitors firm when online alternatives are more affordable?
To take your time to find compare conveyancing costs in Christchurch and you should seek a competitive fee calculation but don’t waste your energy getting the lowest priced Christchurch conveyancer. Appointing the right conveyancer can mark the difference between a seamless and a distressing home move. It is important that you ensure that you have expert advice from an experienced lawyer. An e-mail can never replace a telephone conversation and can never replicate a one to one meeting. Our partner firms will appoint you a qualified and top rated conveyancing solicitor that will tackle your conveyancing from beginning to end, providing a level of personalised service that you are unlikely to received from an online conveyancer. He or She will keep you updated as to progress making sure that you are regularly updated. If you ever need to call the firm you will know who you need to speak to and we'll ensure you are kept fully informed.
Our lawyer has identified a a legal deficiency with the lease for the property we are purchasing in Christchurch. The other side have suggested title insurance as a workaround. We are happy with insurance and will pay for it. Our property lawyer has advised that he must be satisfied that the mortgage company is happy with this solution. Are we the client or is the bank?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the bank are the client. Your conveyancer must comply with the UK Finance Lenders’ Handbook provisions. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the mortgage company can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
As someone not used to the Christchurch conveyancing process what is the number one tip you can give me for the home moving process in Christchurch
Not many law firms shout this from the rooftops but conveyancing in Christchurch or throughout England and Wales is an adversarial process. Put another way, when it comes to conveyancing there exists an abundance of room for confrontation between you and others involved in the transaction. E.g., the seller, estate agent and even potentially your lender. Selecting a solicitor for your conveyancing in Christchurch should not be taken lightly as your conveyancer is your adviser, and is the ONE person in the process whose responsibility is to act in your legal interests and to protect you.
There is a definite ongoing adversarial element to conveyancing- someone must be blamed for the process being so protracted. We recommend that you your first instinct should be to trust your lawyer above the other parties when it comes to the legal assignment of property.
Will commercial conveyancing searches disclose impending roadworks that could affect a commercial property in Christchurch?
Many commercial conveyancing solicitors in Christchurch will carry out a SiteSolutions Highways report as it reduces the time that conveyancers invest in researching accurate data on highways that impact buildings and development assets in Christchurch. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Christchurch.
For each commercial conveyancing transaction in Christchurch it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately can result in delays to Christchurch commercial conveyancing deals as well as pose a risk to future intentions for the site. These searches are not ordered for residential conveyancing in Christchurch.
It has been four months since my purchase conveyancing in Christchurch completed. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £170,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
How does conveyancing in Christchurch differ for new build properties?
Most buyers of new build residence in Christchurch come to us having been asked by the seller to sign contracts and commit to the purchase even before the house is constructed. This is because builders in Christchurch typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Christchurch or who has acted in the same development.