Having been referred to your service we were going to go ahead with a conveyancing solicitor in Edmonton listed on your site but stumbled across alternative fee calculations on the internet look less expensive – how come?
You can find hundreds of conveyancing organisations offering theoretically looks to be very low prices. We would encourage you to think long and hard about how much you respect your own move to you are willing to be penny wise pound foolish in relation to the standard of the conveyancing. Some embed extras well inside the terms of business. The law firms that we list for conveyancing in Edmonton will notbehave this way.
Would the conveyancing solicitors that you recommend perform attended exchange conveyancing in Edmonton?
We do have a number of conveyancing specialists carrying out one day exchanges. You should contact us to get a costs illustration and details as to availability.
What does my ID and proof of funds have anything to do with my conveyancing in Edmonton? What am I being asked for?
Anti-terror and anti-money-laundering laws require solicitors and licensed conveyancers to check the identification documents of the person or body they are dealing with before they can accept their conveyancing retainer. The Terms of Engagement that you need to sign should reaffirm this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. If you refuse to provide identification documents, your conveyancer will not be able to take you on as a client.
Me and my partner are buying a flat in Edmonton. It might be a silly question but how we can trust a solicitor? On the day of competition we have to put our life savings into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
The mortgage over my property is with Nottingham for my property in Edmonton. Conveyancing has been completed some time ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Nottingham?
Your original mortgage agreement with Nottingham will provide that you need their approval prior to letting out your property as this is likely to be a breach of Nottingham’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Nottingham directly. It should not be necessary to do this via a Nottingham conveyancing panel solicitor.
I recently had an offer agreed on a house in Edmonton. My mortgage broker suggested a conveyancer. I paid an on account payment of £150. Shortly after, the property lawyer contacted me to say that they were not on the Principality conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Principality panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I have todaybecome aware that Stirling Law have closed. They conducted my conveyancing in Edmonton for a purchase of a freehold house 10 months ago. How can I check that my home is in my name in the name of the previous owner?
The easiest way to see if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Edmonton conveyancing specialists.
I've recently found out that there is a flying freehold issue on a property I have offered on two weeks back in what was supposed to be a straight forward, no chain conveyancing. Edmonton is the location of the property. Can you shed any light on this issue?
Flying freeholds in Edmonton are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Edmonton you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Edmonton may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.