I am getting a offer of a home loan from Halifax. I would like to enlist the help of a Licensed Conveyancer in Upper Clapton. Does the Halifax Solicitor panel exclude Licensed Conveyancers?
The Halifax approved solicitor list is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
It is a dozen years since I acquired my property in Upper Clapton. Conveyancing lawyers have just been retained on the sale but I am unable to track down the deeds. Is this a problem?
Don’t worry too much. First there is a chance that the deeds will be kept by your mortgage company or they may still be with the conveyancers who handled the purchase. Secondly the likelihood is that the title will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors procuring current official copies of the land registers. Nearly all conveyancing in Upper Clapton relates to registered property but in the rare situation where your property is unregistered it is more problematic but is resolvable.
I am selling my home in Upper Clapton. Will my lawyer have to be on the Bank of Ireland conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the Bank of Ireland conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently currently.
I am helping my step-mother sell her property in Upper Clapton. Will the conveyancer commission an energy performance certificate or do I organise this?
Following the demise of Home Information Packs, EPC’s remained a mandatory part of selling a property. An EPC needs to be commissioned prior to the property being advertised. This is not as aspect of the sale process that conveyancers normally organise. Where you are using a Upper Clapton conveyancing lawyer they may be able to arrange energy assessments given their contacts with reputable Upper Clapton accredited person
My wife and I purchasing a victorian detached house in Upper Clapton. Our aim is to an extension at the rear at the house.Will the conveyancing process involve enquiries to see if these alterations are allowed?
Your conveyancer should check the registered title as conveyancing in Upper Clapton can sometimes reveal restrictions in the title documents which prohibit certain alterations or need the permission of another owner. Some works call for local authority planning consent and approval in compliance with building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these issues with a surveyor ahead of any purchase.
I am currently in the process of buying my council flat in Upper Clapton. I have a mortgage offer with TSB. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with TSB, you will need to appoint a solicitor on the TSB conveyancing panel.
Should commercial conveyancing searches reveal planned roadworks that could impact a commercial site in Upper Clapton?
Many commercial conveyancing solicitors in Upper Clapton will order a SiteSolutions Highways report as it dramatically cuts the time that conveyancers invest in sourcing accurate data on highways that impact buildings and development assets in Upper Clapton. The search result provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Upper Clapton.
For every commercial conveyancing transaction in Upper Clapton it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately could cause delays to Upper Clapton commercial conveyancing transactions as well as present a risk to future intentions for the site. These searches are not conducted for residential conveyancing in Upper Clapton.
In my capacity as executor for the estate of my aunt I am disposing of a house in Monmouth but live in Upper Clapton. My solicitor (who is 235 kilometers awayneeds me to execute a statutory declaration before the transaction finalising. Could you suggest a conveyancing practitioner in Upper Clapton who can attest and place their company stamp on the document?
Technically speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will be fine regardless of whether they are located in Upper Clapton