I was told recently by my mortgage adviser that my Tooting Bec lawyer is not on the lender Conveyancing panel. How can I check?
You need to contact your Tooting Bec lawyer directly. You lawyer should notify you what has happened. If they are not on the panel they may be able to suggest a Tooting Bec conveyancing firm that is on the approved list of lawyers for your mortgage company.
Can the conveyancing lawyers that you recommend carry out conveyancing in Tooting Bec by way of an attended exchange?
There are a few conveyancing specialists carrying out 24hr exchanges. Please contact us to secure a costs illustration and details as to dates.
How up to date is your database of Tooting Bec solicitors on the HSBC conveyancing panel? Do HSBC send you an updated list?
Tooting Bec conveyancing firms themselves provide us confirmation that they are on the HSBC conveyancing panel as opposed to being supplied with a list from HSBC directly.
I am purchasing a property in Tooting Bec. One unusual aspect is that the roof has a solar panel. Coventry BS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is Coventry BS your lawyer must check the conveyancing instructions contained in Section 2 of UK Finance Lenders’ Handbook for Coventry BS. The Council of Mortgage Lenders’ Handbook includes minimum provisions for solar panel roof-space leases, and lawyers are required to report to Coventry BS where a lease does not satisfy these specifications. The provisions relate to the installation of panels on properties countrywide and is not restricted to Tooting Bec.
I have paid off my mortgage with Leeds Building Society. I assume I don't need a Tooting Bec conveyancing practitioner on the Leeds Building Society panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Leeds Building Society mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Leeds Building Society mortgage from the register. Leeds Building Society, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Leeds Building Society has sent the Land Registry the discharge electronically, and
- Leeds Building Society has instructed the Land Registry to do so
Intending to buy a house in Tooting Bec. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the TSB conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Tooting Bec conveyancing practitioner is on the TSB conveyancing panel.
How do I locate a Tooting Bec law firm on the Birmingham Midshires conveyancing panel? I have wheels and am willing to travel upto 10miles to meet the solicitor.
You can use the facility on this website. Please choose the bank and your location and you will see a number of Tooting Bec conveyancing lawyers locally. We have listed some Tooting Bec conveyancing firms at the bottom of this page and you can telephone them to see whether they are on the Birmingham Midshires approved list
I am about to exchange on the purchase a house in Tooting Bec but as a consequence of wreckage from the recent storms I have agreed reparation from the seller of £3k taking the form of a deduction in the price. This was going to be addressed as part of the conveyancing process however the mortgage company will not permit this. Why were they notified?
Any lawyer being on a mortgage company approved list is required to disclose to the lender of any variations to the sale figure. In the event that you were to refuse your lawyer to disclose the reduction to your bank then they would need to refrain from representing you and the bank.