Are the Bedford Hill conveyancing solicitors identified as being on the Leeds Building Society conveyancing panel, together with their details provided by Leeds Building Society?
Bedford Hill conveyancing firms themselves provide us confirmation that they are on the Leeds Building Society conveyancing panel as opposed to being supplied with a list from Leeds Building Society directly.
My uncle passed away last year and as sole heir and executor I was left the property in Bedford Hill. The house had a relatively small loan left on it of around £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Clydesdale, pay off the mortgage. Is this allowed?
Given you plan to re-mortgage then Clydesdale will require that you use a conveyancer on the Clydesdale conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Clydesdale conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Clydesdale mortgage is registered as a charge at the Land Registry.
A colleague advised me that if I am purchasing in Bedford Hill I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is occasionally included in the estimate for your Bedford Hill conveyancing searches. It is a large document of about 40 pages, listing and setting out significant information about Bedford Hill around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Bedford Hill Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Bedford Hill Education with maps and statistics, Local Amenities and other useful data about Bedford Hill.
It has been five months since my purchase conveyancing in Bedford Hill took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Due to the input of my in-laws I had a survey completed on a property in Bedford Hill ahead of retaining lawyers. I have been told that there is a flying freehold element to the property. Our surveyor has said that some mortgage companies will refuse to issue a loan on a flying freehold house.
It depends who your proposed lender is. Santander has different instructions for example to Nationwide. If you e-mail us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Bedford Hill. Conveyancing will be smoother if you use a solicitor in Bedford Hill especially if they are accustomed to such properties in Bedford Hill.
My husband and I are novice buyers - had an offer accepted, but the agent told us that the vendor will only move forward if we appoint the agent's preferred solicitors as they are insisting on an ‘expedited deal’. My instinct tells me that we should use a local solicitor with experience of conveyancing in Bedford Hill
It is unlikely the vendors are driving this. Should the seller desire ‘a quick sale', alienating a genuine purchaser is likely to cause more damage than good. Contact the sellers directly and make the point that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you wish to move quickly (e)but you will continue to instruct your own,trusted Bedford Hill conveyancing lawyers - as opposed tothose that will earn the estate agent a referral fee or meet his conveyancing figures set by corporate headquarters.