I am need of leasehold conveyancing for an apartment in a fairly new development (seven years old) in Bedford Hill. 95% of the properties are already disposed of. Is it strictly necessary to order neighbourhood searches for my conveyancing in Bedford Hill?
You are opening yourself up to an unnecessary risk in refusing to carrying out Bedford Hill conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying without a mortgage there is no legal necessity to have them, but we would strongly advise in the strongest possible terms that you have them. Where timings and driving down costs are primary issues you should consider with your solicitor about the options such as lack of search insurance available to you
I am considering refinancing my property in Bedford Hill, does my lawyer need to be on the Skipton Solicitor panel?
In theory, you could use a solicitor that is not on the Skipton conveyancing panel, but Skipton would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
We are selling our home in Bedford Hill and according to the buyers it appears that there is a possibility that the property was built land that was not decontaminated. Any high street Bedford Hill lawyer would know this is not the case. For the life of me I don't know why the buyers are using an online conveyancing firm as opposed to a conveyancing solicitor in Bedford Hill. We have lived in Bedford Hill for 5 years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to get clarification need.
It would appear that you have a conveyancing solicitor currently acting for you. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
I am buying a new build house in Bedford Hill with a loan from The Mortgage Works. The builders would not move on the price so I negotiated £7000 of additionals instead. The house builders rep advised me not to tell my conveyancer about the side-deal as it will affect my mortgage with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am looking for a conveyancing practitioner in Bedford Hill for my remortgage. Can I check a solicitor's complaints history with the legal regulator?
Members of the public may review published Solicitor Regulator Association (SRA) decisions arising from inquisitions from 2008 onwards. Go to Check a solicitor's record. To find records about the period before 1 January 2008, or to check a firm's history, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, use +44 (0)121 329 6800. The SRA could monitor telephone calls for training requirements.
We are purchasing a 2 room bungalowin Bedford Hill with a loan from a bank. We have a solicitor in Bedford Hill yet our mortgage company inform us now that he's not approved on their "panel". It seems we have little choice but to instruct from the our bank panel firms or stay with our Bedford Hill solicitor and incur the extra legals for one of their panel ones to represent them. We feel as though this is unjust; Can we not simply insist that our bank use our Bedford Hill lawyer?
Unfortunately,no. The mortgage company mortgage issued is subject to its terms and conditions, one of which will be that lawyers will on the mortgage company's conveyancing panel. in the past, most mortgage companies had large numbers of law firms on their panels, including almost all conveyancing solicitors in Bedford Hill : a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for your lender.