My wife and I are buying a 2 bedroom flat in Bedford Hill with a mortgage. We have a Bedford Hill solicitor, but the mortgage company advise he's not on their "panel". We have to appoint one of the bank panel conveyancing practices or retain our Bedford Hill conveyancing practitioner and pay for one of their panel ones to act for them. This seems very unfair; are we not able to require that the bank use our Bedford Hill property lawyer ?
No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Bedford Hill conveyancing solicitor to apply to be on the conveyancing panel.
My lawyer in Bedford Hill is not on the Nationwide Building Society Conveyancing Panel. Can I still continue with my prefered solicitor even though they are not on the Nationwide Building Society approved list?
Your options are as follows:
- Complete the purchase with your preferred Bedford Hill solicitors but Nationwide Building Society will need to instruct a solicitor on their list of acceptable firms. This will result in additional total legal charges and cause delays.
- Get a new solicitor to act in the conveyancing, not forgetting to check they are on the Nationwide Building Society panel
Should commercial conveyancing searches reveal planned roadworks that may impact a commercial property in Bedford Hill?
Many commercial conveyancing solicitors in Bedford Hill will order a SiteSolutions Highways report as it reduces the time that conveyancers invest in investigating accurate data on highways that impact buildings and development assets in Bedford Hill. The search result sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Bedford Hill.
For every commercial conveyancing transaction in Bedford Hill it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately could cause delays to Bedford Hill commercial conveyancing deals as well as pose a risk to future intentions for the site. These searches are not ordered for domestic conveyancing in Bedford Hill.
I have justbecome aware that Wolstenholmes have closed. They conducted my conveyancing in Bedford Hill for a purchase of a freehold house 9 months ago. How can I be sure that my home is in my name in the name of the former proprietor?
The easiest method to check if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Bedford Hill conveyancing specialists.
I need to retain a conveyancing solicitor for leasehold conveyancing in Bedford Hill. I happened to stumble across a site which appears to be the ideal solution If there is a chance to get all this stuff completed via web that would be ideal. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Are the Bedford Hill conveyancing lawyers identified as being on the bank conveyancing panel, together with their details provided by the mortgage company?
Bedford Hill law firm practices and firms carrying out conveyancing in Bedford Hill themselves provide us confirmation that they are on the lender conveyancing panel as opposed to being supplied with a list from the lender directly.