Am I correct in assuming that the fact that my solicitor in Morden is not listed on my mortgage company's solicitor panel that there is a problem with the standard of his work?
It would not be wise to jump to that conclusion. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) low volume of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Morden conveyancing firm and ask them why they are no longer on the approved list for your lender.
Can your site be used to locate a Conveyancing solicitor in Morden even if I’m not buying or disposing of a house, for instance where I want to acquire an office in Morden with a mortgage from Aldermore?
Our comparison service is primarily used to help choose residential conveyancing solicitors in Morden but we have set out towards the bottom of this page a selection of Morden commercial conveyancing firms. You should make contact with the solicitors directly to check if they can also act for Aldermore
I had intended to instruct a property lawyer in Morden for our house purchase. Our broker has since notified us that our bank Barnsley Building Society won't deal with them. Surely this is unfair competition?
A lender can insist on a panel conveyancer act for it. Borrowers are liable to bear the charges for this. Please make use of our database to find a solicitor to conduct conveyancing in Morden on the Barnsley Building Society approved list of solicitors.
We have agreed to purchase a house in Morden. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Skipton be concerned?
As your lender is Skipton your lawyer must follow the formal instructions outlined in Section two of UK Finance Lenders’ Handbook for Skipton. The Council of Mortgage Lenders’ Handbook contains minimum provisions for solar panel roof-space leases, and conveyancing practitioners are required to report to Skipton where a lease does not meet these conditions. The requirements relate to the installation of panels on properties in England and Wales and is not restricted to Morden.
The formalities of my purchase has taken place for my property in Morden. Conveyancing was satisfactory but I would like to complain about the lender. How do I make a complaint?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. Ordinarily complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I am selling my apartment. I had a double glazing fitted in June 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Skipton are being a right pain. The Morden solicitor who is on the Skipton conveyancing panel is saying indemnity insurance will be fine but Skipton are requiring a building regulation certificate. Why do Skipton have a conveyancing panel if they don't accept advice from them?
It is probably the case that Skipton have referred the matter to their valuer. The reason why Skipton may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Have completed on a a detached house in Morden , how long will it take for the Land Registry to deal with the formalities evidencing my title? My Morden conveyancing solicitor works at snail pace, so I want to be certain the registration is dealt with.
There is nothing unique when it comes to conveyancing in Morden registration formalities. As opposed to being determined by geographic area, timescales can vary according to the party submitting the application, whether it is in order and whether the Land registry need to notify any 3rd persons or bodies. Currently roughly three quarters of submission are fully addressed within two weeks but some can be subject to longer hold-ups. Registration is effected after the purchaser is living at the property thus post completion formalities is not always primary concern yet if it is urgent that the the registration takes place urgently then you or your lawyers should communicate with the Registry to express the reasoning for the application to be prioritised.
I am selling my home. My previous solicitors closed down. It would be helpful to have a recommendation of a conveyancing firm. Im based in Morden if that makes a difference.
Please use our search tool to help you choose a solicitor for your conveyancing in Morden. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.