I have been recommended a conveyancing solicitor in South Wimbledon. I I would like to check if they are accepted on the Virgin Money approved list of lawyers. Can you or the lender confirm if they are on the panel?
The first thing to do is e-mail your lawyer and enquire if they can act for the lender. Otherwise you can get in touch with Virgin Money who may be able to assist.
I have justfound out that Stirling Law have been shut down. They conducted my conveyancing in South Wimbledon for a purchase of a freehold house 9 months ago. How can I establish that my home is in my name in the name of the previous owner?
The quickest way to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of South Wimbledon conveyancing specialists.
I have been on the look out for a ground for flat up to £245,000 and identified one close by in South Wimbledon I like with a park and station nearby, the downside is that it's only got 49 years unexpired on the lease. I can't really find anything else in South Wimbledon in this price bracket, so just wondered if I would be making a mistake buying a lease with such few years left?
If you need a mortgage the remaining unexpired lease term will likely be an issue. Discount the price by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the premises for a minimum of 2 years you may ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should consult your conveyancing lawyer about this.
I am looking for a conveyancing practitioner in South Wimbledon for my home move. Is there any facility to see a firm’s complaints history with the legal regulator?
You can see presented Solicitor Regulator Association (SRA) determinations resulting from investigations started on or after 1 January 2008. Go to Check a solicitor's record. For information about the period before 1 January 2008, or to check a firm's history, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, call +44 (0)121 329 6800. The regulator sometimes recorded call for training purposes.
I've found a house that appears to be perfect, at a great figure which is making it more attractive. I have since discovered that it's a leasehold as opposed to freehold. I would have thought that there are issues buying a leasehold house in South Wimbledon. Conveyancing advisers have are soon to be instructed. Will they explain the issues?
Most houses in South Wimbledon are freehold and not leasehold. This is one of the situations where having a local solicitor used to dealing with such properties who can assist with the conveyancing process. it is apparent that you are buying in South Wimbledon so you should seriously consider shopping around for a South Wimbledon conveyancing practitioner and be sure that they have experience in transacting on leasehold houses. As a matter of priority you will need to check the number of years remaining. As a tenant you will not be at liberty to do whatever you want with the house. The lease will likely included provisions for example obtaining the landlord’spermission to carry out alterations. You may also be required to pay a contribution towards the upkeep of the estate where the house is part of an estate. Your conveyancer will advise you fully on all the issues.
Following months of correspondence we simply can't agree with our landlord on how much the lease extension should cost for our flat in South Wimbledon. Can we issue an application to the Residential Property Tribunal Service?
Where there is a absentee landlord or where there is disagreement about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the Leasehold Valuation Tribunal to make a decision on the price payable.
An example of a Lease Extension decision for a South Wimbledon premises is 14 Nutwell Street in January 2014. The premium payable for the acquisition of a new lease of the subject premises was in the sum of £30,523 This case related to 1 flat. The number of years remaining on the existing lease(s) was 62.94 years.
What can I do to establish who owns a house in South Wimbledon?
As long as the property is recorded at HM Land Registry, and you have sufficient details of the address of the premises, you will be able to see details from the HM Land Registry of the recorded owner for a a minimal charge.