We were about to retain a conveyancing solicitor in Baglan found by you but stumbled across some other estimates on the internet look cheaper – why is this?
There are numerous websites promoting so-called £99 conveyancing, yet more often than not extracharges end up with the completion invoice being escalated. In accordance with regulatory requirements charges outlined in terms of engagement should be honest and reasonable raised The conveyancers that we list for conveyancing in Baglan clearly state all costs for a domestic conveyancing matter.
We're in Baglan, First time buyers purchasing with a mortgage (lender is Bank of Ireland , and our lawyer is on the Bank of Ireland conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Bank of Ireland conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no property lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
When it comes to mortgage companies such as Nationwide, do Baglan conveyancers have to pay an annual charge to be on the list of approved solicitors?
We are not aware of any lender fees to register on their list of approved firms, although some do levy an administration fee to deal with the processing of the conveyancing panel application.
I have today made my last payment due on my mortgage with Nottingham. I assume I don't need a Baglan property lawyer on the Nottingham panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Nottingham mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nottingham mortgage from the register. Nottingham, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nottingham has sent the Land Registry the discharge electronically, and
- Nottingham has instructed the Land Registry to do so
I am selling my apartment. I had a double glazing fitted in August 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Yorkshire BS are being difficult. The Baglan solicitor who is on the Yorkshire BS conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Yorkshire BS are insisting on a building regulation certificate. Why do Yorkshire BS have a conveyancing panel if they don't accept advice from them?
It is probably the case that Yorkshire BS have referred the matter to their valuer. The reason why Yorkshire BS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Over the last few months I have been searching for a ground for flat up to £245,000 and identified one near me in Baglan I like with a park and station nearby, however it's only got 61 years on the lease. I can't really find anything else in Baglan suitable, so just wondered if I would be making a grave error buying a lease with such few years left?
Should you need a home loan that many years will be problematic. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least 2 years you could ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor concerning this matter.
Taking into account that I am about to spend over three hundred thousand on a house in Baglan I would like to have a conversation with the lawyer regarding thetransaction prior to instructing the firm. Can this be arranged?
We could not agree more - we would be happy to talk to you we do not take any clients on without you first talking to the solicitor due to be conducting your property ownership legalities in Baglan.There is no ‘factory style conveyancing’ - each client is an important person, not a case reference. The practices that we put you in touch with believe that the fees you are calculated and presented to you for your conveyancing in Baglan should be the figure that you end up paying.
Been searching for a solicitor for leasehold sale conveyancing in Baglan. I'm selling, uncomplicated no mortgage to discharge, no rush, currently empty. Had a quote from a property lawyer for £1000 excluding VAT which is a tad steep given that its so straightforward. Is it possible to find less expensive fees for conveyancing in Baglan?
Given that it’s a sale only, £450 + VAT should be about the best for sale conveyancing in Baglan.