I am obtaining a mortgage with Lloyds. I hope to retain the legal services of a Licensed Conveyancer in Baglan. Does the Lloyds Conveyancing panel include Licensed Conveyancers?
The Lloyds conveyancing panel is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
Can I use your services to find a Conveyancing solicitor in Baglan even where I’m not purchasing or selling a house, for instance if I want to acquire a shop in Baglan with a mortgage from Bank of Scotland?
Our comparison service is primarily utilised to get a quote from residential conveyancing solicitors in Baglan but we have recorded at the end of this page a few Baglan commercial conveyancing firms. You should enquire with the company directly to establish if they are also authorised to represent Bank of Scotland
My lawyer in Baglan has never been on on the HSBC Bank Conveyancing Panel. Is it possible for me to use my family solicitor notwithstanding that they are not on the HSBC Bank panel?
Your options are as follows:
- Carry on with your preferred Baglan lawyers but HSBC Bank will need to use a lawyer on their list of acceptable firms. This will inevitably rack up the overall legal charges and cause frustration.
- Get a new practitioner to act in the purchase, not forgetting to check they are on the HSBC Bank panel
I am buying a 4 bedroom semi-detached house in Baglan. The intention is to carry out an extension to the side at the property.Will legal investigations on the property include investigations to see if these works are allowed?
Your property lawyer should review the registered title as conveyancing in Baglan can sometimes identify restrictions in the title deeds which restrict categories of alterations or necessitated the consent of a 3rd party. Many works call for local authority planning consent and approval in compliance with building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be prudent to check these issues with a surveyor ahead of any purchase.
is it true that all Baglan solicitors on the Lloyds conveyancing panel are governed by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Lloyds conveyancing panel they would need to be regulated by the Solicitors Regulatory Authority. Some lenders do list licenced conveyancers on their panel in which case such practice would be governed by the CLC.
The formalities of my remortgage has taken place for my property in Baglan. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. In most cases complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I have recentlydiscovered that Wolstenholmes have closed. They carried out my conveyancing in Baglan for a purchase of a freehold house 12 months ago. How can I be sure that the property is not still registered in the name of the previous owner?
The quickest method to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Baglan conveyancing specialists.
I am buying a new build flat in Baglan. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below is a sample of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Baglan
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Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please confirm the Lease plans are architect prepared. Forfeiture - bankruptcy or liquidation must not apply under this provision. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.