I have given 2 months notice to my existing landlord and have to vacate my let out flat in Barton under Needwood by 24/9/2025. Conveyancing for my house purchase is progressing. Can I complete in 4 weeks as don't want to have to move into short term accommodation?
Generally one should not provide notice for your tenancy until you have exchanged. If you have not previously done so, notify to your lawyer and request that they apply pressure on the owners solicitors, try to an agreed time frame that all parties will aim to achieve
My aunt passed away 10 months ago and as sole heir and executor I was left the house in Barton under Needwood. The house had a small mortgage remaining of approximately £5k. I want to have the title changed into my name whilst I re-mortgage to Co-operative, pay off the mortgage. Is this possible?
Where you plan to refinance then Co-operative will require that you use a conveyancer on the Co-operative conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Co-operative conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Co-operative mortgage is registered as a charge at the Land Registry.
My aunt pointed out to me me that in purchasing a property in Barton under Needwood there may be a number of restrictions prohibiting external changes to the property. Is this right?
There are anumerous of properties in Barton under Needwood which have some sort of restriction or requirement of consent to perform external changes. Part of the conveyancing in Barton under Needwood should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
The formalities of my remortgage has taken place for my property in Barton under Needwood. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
After what feels like an age I have had an offer on a maisonette in Barton under Needwood accepted, the owners do however have a connected purchase. The vendors have offered on a property, but it’s not yet tied up, and are looking at other apartments in the pipeline. I have instructed a nearby conveyancing solicitor in Barton under Needwood. What do I do now? When do I get the mortgage application with Coventry BS going?
It is usual to have apprehensions where there is a chain as you are unlikely to want to incur costs prematurely (mortgage application is in the region of one thousand pounds, then survey, Barton under Needwood conveyancing search fees, etc). The first course of action is to ensure that your property lawyer is on the Coventry BS approved list. Concerning the subsequent phase this very much dictated by the uniqueness of your transaction, motivation for the property and on the state of the market. In a hot market some purchasers will apply for a home loan with Coventry BS and arrange for the valuation and only if it was satisfactory would they pay their lawyer to proceed with the conveyancing in Barton under Needwood.
My wife and I are downsizing from our home in Barton under Needwood and according to the buyers it appears that there is a possibility that the property was constructed land that was not decontaminated. A high street Barton under Needwood lawyer would know this is not the case. For the life of me I don't know why the purchasers are using a national conveyancing firm as opposed to a conveyancing solicitor in Barton under Needwood. Having lived in Barton under Needwood for many years we know that this is a non issue. Should we get in touch with our local Authority to obtain confirmation need.
It sounds as though you may have a conveyancing solicitor currently acting for you. Are they able to advise? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
Me and my brother purchased a 4 bedroom Edwardian house in Barton under Needwood. Conveyancing solicitor acted for me and Coventry Building Society. I did a free Land Registry search last week and there are a couple of entries: the first freehold, another for leasehold with the exact same address. If a house is not a freehold shouldn't I have been informed?
You need to read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Barton under Needwood and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the situation with the conveyancing lawyer who conducted the purchase.
I'm purchasing my first flat in Barton under Needwood with the aid of help to buy. The builders refused to reduce the price so I negotiated £7000 of extras instead. The property agent told me not reveal to my solicitor about the side-deal as it would adversely affect my mortgage with the lender. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.