Am I correct in assuming that the fact that my solicitor in Sawbridgeworth is not identified on my mortgage company's conveyancing panel that there is a problem with the quality of her work?
That would most likely be an incorrect assumption to make. There are all sorts of perfectly plausible explanations. Just recently a report by the solicitors regulator indicated that over three quarters of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should contact the Sawbridgeworth conveyancing practice and ask them why they are no longer on the approved list for your lender.
My wife and I have recently acquired a property in Sawbridgeworth. We have noticed several problems with the house which we consider were missed in the conveyancing searches. What action can we take? Can you clarify the type of searches that should have been ordered for conveyancing in Sawbridgeworth?
It is not clear from the question as what problems have arisen and if they are unique to conveyancing in Sawbridgeworth. Conveyancing searches and investigations initiated as part of the buying process are carried out to help avoid problems. As part of the legal transfer of property, the vendor answers a form known as a SPIF. answers is inaccurate, you could possibly take legal action against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Sawbridgeworth.
We are downsizing from our property in Sawbridgeworth and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. A high street Sawbridgeworth conveyancer would know that there is no such problem. For the life of me I don't know why the buyers instructed a web based conveyancing outfit rather than a conveyancing solicitor in Sawbridgeworth. We have lived in Sawbridgeworth for three years we know that this is a non issue. Should we get in touch with our local Authority to obtain confirmation that there is no issue.
It sounds as though you may have a conveyancing lawyer currently acting for you. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
I have recentlybeen informed that Stirling Law have been shut down. They conducted my conveyancing in Sawbridgeworth for a purchase of a leasehold apartment 10 months ago. How can I be sure that my home is registered correctly in the name of the previous owner?
The quickest way to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Sawbridgeworth conveyancing specialists.
How does conveyancing in Sawbridgeworth differ for new build properties?
Most buyers of new build property in Sawbridgeworth approach us having been asked by the seller to exchange contracts and commit to the purchase even before the property is completed. This is because new home sellers in Sawbridgeworth tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Sawbridgeworth or who has acted in the same development.
I have been recommended by a few estate agents in Sawbridgeworth to select a conveyancer using your seach tool. Is there a financial incentive for Estate Agents to offer your site over and above a competitor’s?
We don’t offer any commission for sending work our way. We thought it would be too underhand a fee because members of the public would think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.