Are the Stansted conveyancing solicitors identified as being on the Santander conveyancing panel, together with their details provided by Santander?
Stansted conveyancing firms themselves provide us confirmation that they are on the Santander conveyancing panel as opposed to being supplied with a list from Santander directly.
A friend advised me that in purchasing a property in Stansted there may be various restrictions affecting the ability to carry out external changes to the property. Is this right?
There are anumerous of properties in Stansted which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Stansted should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Can you point me to a directory of HSBC panel conveyancers in Stansted on the Council of Mortgage Lender’s Website?
Unfortunately not yet. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lending institutions make their panel listings visible over the internet. If you are looking for a Stansted solicitor on the HSBC please make the most of our tool.
Yorkshire BS have agreed my mortgage in principle, my offer on a house in Stansted has been accepted, what are the next steps?
Your property agent will need to know who your solicitors are (be sure the property lawyers are on the bank’s panel). Telephone Yorkshire BS or your financial adviser and finalise any relevant documentation. Yorkshire BS will instruct a valuer who will get in touch with the estate agent or vendor to book a slot for the valuation to happen. Once conducted (assuming no problems) it takes about ten days for the mortgage offer to be issued. Yorkshire BS will send the offer to you and your lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Stansted.
We are downsizing from our house in Stansted and the buyers lawyers are claiming that there is a risk of it being built on contaminated land. A local conveyancer would know this is not the case. For the life of me I don't know why the buyers used an online conveyancing outfit as opposed to a conveyancing solicitor in Stansted. Having lived in Stansted for six years we know that this is a non issue. Should we get in touch with our local Authority to get clarification need.
It sounds as though you may have a conveyancing firm already. Are they able to advise? You need to check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
How does conveyancing in Stansted differ for new build properties?
Most buyers of new build residence in Stansted approach us having been asked by the developer to exchange contracts and commit to the purchase even before the property is built. This is because developers in Stansted tend to purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Stansted or who has acted in the same development.
Over the last few months I have been searching for a ground for flat up to £245,000 and identified one round the corner in Stansted I like with open areas and railway links nearby, the downside is that it only has 51 remaining years left on the lease. There is not much else in Stansted in this price bracket, so just wondered if I would be making a grave error purchasing a short lease?
If you require a mortgage the shortness of the lease will be problematic. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the premises for a minimum of 2 years you can ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should speak to your conveyancing lawyer about this.
As co-executor for the estate of my grandfather I am disposing of a house in Monmouth but reside in Stansted. My conveyancer (who is 300 miles from meneeds me to execute a statutory declaration before completion. Can you recommend a conveyancing lawyer in Stansted who can witness and place their company stamp on the document?
strictly speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Normally any notary public or qualified solicitor will be fine regardless of whether they are based in Stansted