Me and my fiancee are buying our first property. The conveyancing practitioner has e-mailedto check if we would like to purchase additional conveyancing searches. Frankly we are clueless as to what's relevant for conveyancing in Stansted
The range of Stansted conveyancing searches depends primarily on the property, the location, the likelihood of any of these risks, your familiarity of the locality and risks, your general attitude to risk. What is important is that you properly understand what information the searches could supply. You may then make a decision if you consider that you need that information. If unsure, ask the conveyancer to explain.
Do I need to have a meeting at the offices of the solicitor to execute the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Stansted so that I can pop in to their offices if required.
Most approved lawyers for banks carry out the vast majority of work through Royal Mail, internet or over phone calls. This means that they can undertake the conveyancing transaction no matter where you live in the country. Nevertheless you can check if you can still book an appointment to visit conveyancing lawyer if needed.
When it comes to mortgage companies such as Clydesdale, do Stansted conveyancing practitioners have to pay a fee to be on the list of approved solicitors?
We are unaware of any bank fees to register on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel application.
We are getting a further advance on our mortgage from UBS as we intend to conduct improvements to our property in Stansted. Do we need to choose a high street Stansted solicitor on the UBS conveyancing panel to deal with the legals?
UBS don't usually instruct firms on their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the UBS list.
I am expecting a AIP from HSBC this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do HSBC recommend any Stansted solicitors on the HSBC conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Stansted solicitors independently although you'll need to choose one on the HSBC conveyancing panel. The solicitor represents both you and HSBC through the process.
My partner and I are downsizing from our house in Stansted and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. A local lawyer would know this is not the case. For the life of me I don't know why the buyers instructed an online conveyancing outfit as opposed to a conveyancing solicitor in Stansted. Having lived in Stansted for 4 years we know of no issue. Is it a good idea to get in touch with our local Authority to get confirmation that the buyers are looking for.
It sounds as though you may have a conveyancing lawyer currently acting for you. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
My husband and I are a couple of weeks into a freehold purchase having been referred to conveyancers by the estate agent to handle our conveyancing in Stansted. I am not happy. Could you help me find new solicitors?
A solicitor would have to be very bad in order to consider diss instructing them. Has your mortgage been sent? In the event that it has you need to inform them of the replacement solicitor and get the offer are re-sent. The conveyancer needs to be on the banks panel to avoid escalating costs and complications. That should be your first question of the new conveyancers. Our find a solicitor tool can assist you in finding a bank approved conveyancer for your home move in Stansted
Why am I unable to complete our conveyancing in Stansted on Easter Monday?
This is due to the fact that on completion the purchase price will be transferred electronically between the banks of the purchaser and owner’s property lawyer and currently this can only occur on a working day. So you can't complete on a weekend either.