I am in the throes of swapping over from my existing standard home loan to a Buy to Let National Westminster Bank mortgage. I have been informed by my broker that I need a conveyancer as part of the process. I had a chat my former Hoddesdon conveyancing solicitor who acted on my behalf when I first bought the property. The fee calculation they've given of £575 plus disbursements is surprising as I am not require purchase conveyancing - it’s just a straightforward remortgage.
The estimate does seem a little overpriced. Where you are content to invest time comparing charges you may be able to decrease the fees marginally by say £125. On the other hand, if you were content with the conveyancing the firm gave you maylive to regret opting for an an unknown conveyancer. If is important to check that the solicitor can also act for National Westminster Bank. You can employ our search tool to choose a Hoddesdon conveyancing firm on the National Westminster Bank member panel, which can often include conveyancing solicitors in Hoddesdon.
All was ready to complete my purchase in Hoddesdon next Friday. I have now been asked to send a copy of my building insurance schedule by my solicitor as as she informs me that she is duty bound to validate that it is in order for the lender. What does the insurance need to cover?
Any lawyer on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 conditions. These obligations are not specific to conveyancing in Hoddesdon.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Hoddesdon. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 14/6/2026, the requirements read as follows :
How does conveyancing in Hoddesdon differ for new build properties?
Most buyers of new build premises in Hoddesdon come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the property is finished. This is because developers in Hoddesdon usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Hoddesdon or who has acted in the same development.
I need to appoint a conveyancing solicitor for some conveyancing in Hoddesdon. I happened to land on a web site which appears to be the perfect answer If there is a chance to get all this stuff completed via phone that would be preferable. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
Having used your search tool I can't find the lawyer I was hoping to instruct as being on the mortgage company conveyancing panel. My lawyer has said that they are on the lender approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the bank conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the mortgage company solicitor panel.