Can I use your services to find a Conveyancing solicitor in Harlow even where I’m not purchasing or selling a house, for instance if I wish to buy a shop in Harlow with a mortgage from Bank of Scotland?
Our comparison service is mainly used to find domestic conveyancing solicitors in Harlow but we have recorded towards the bottom of this page a few Harlow commercial conveyancing firms. You will need to speak with the firm directly to establish if they are also authorised to represent Bank of Scotland
Do I select a Licenced Conveyancer or Solicitor for conveyancing in Harlow?
There are many recorded licenced Conveyancers in Harlow and Solicitor firms in Harlow to choose from It is important to make clear that the two are supervised by regulatory bodies with both specialising in the legal work in the home buying process. The two can deal with other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
I have been advised by my solicitor that flying freehold insurance is needed on my purchase. What is the level of cover for Harlow conveyancing?
The appropriate level of flying freehold indemnity insurance should be dictated by who your lender. It would differ for example between Nationwide Building Society and Leeds Building Society. Conveyancing solicitors as opposed to members of the public take out such policies.
I am purchasing a property in Harlow. One unusual aspect is that the roof has a solar panel. Co-operative have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is Co-operative your lawyer must comply with the conveyancing instructions contained in Part two of UK Finance Lenders’ Handbook for Co-operative. The CML Handbook sets out minimum conditions for solar panel roof-space leases, and lawyers are required to report to Co-operative where a lease does not meet these conditions. The provisions relate to the installation of panels on properties countrywide and is not isolated to Harlow.
I used Action Conveyancing several years past for my conveyancing in Harlow. I now require my papers however the law firm has closed. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Harlow of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm purchasing a new build house in Harlow with a mortgage from Nottingham Building Society. The builders refused to move on the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The property agent advised me not reveal to my conveyancer about this extras as it may jeopardize my mortgage with Nottingham Building Society. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I need to instruct a conveyancing solicitor for residential conveyancing in Harlow. I've stumble across a web site which seems to have the ideal offering If it is possible to get all the legals completed via phone that would be ideal. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I’m about to sell my 2 bed apartment in Harlow. Conveyancing is yet to be initiated, however I have just had a half-yearly maintenance charge invoice – should I leave it to the buyer to sort out?
Your conveyancing lawyer is likely to suggest that you should clear the service charge as normal as all rents and maintenance invoices should be apportioned as part of the financial calculations for completion monies, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.
I inherited a basement flat in Harlow, conveyancing formalities finalised 5 years ago. Can you please calculate a probable premium for a statutory lease extension? Comparable properties in Harlow with an extended lease are worth £201,000. The average or mid-range amount of ground rent is £45 levied per year. The lease terminates on 21st October 2091
With only 65 years unexpired we estimate the premium for your lease extension to span between £13,300 and £15,400 as well as professional fees.
The suggested premium range above a general guide to costs for extending a lease, but we are not able to supply the actual costs without more comprehensive due diligence. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt other issues that need to be considered and clearly you want to be as accurate as possible in your negotiations. Neither should you move forward based on this information before seeking the advice of a professional.