My financial adviser has requested my Waltham Abbey lawyer’ panel reference for the Santander conveyancing panel. What is the best way to discover this. I have called my local Waltham Abbey branch but they cant find it on their system.
Have you tried calling your Waltham Abbey conveyancing practitioner about this?. Most Waltham Abbey conveyancing practices will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each mortgage company.
I am planning to acquire a property and need a conveyancing solicitor in Waltham Abbey who is on the Barnsley Building Society conveyancing. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Barnsley Building Society in certain locations such as Waltham Abbey. We dont recommend any particular firm.
A relative informed me that in purchasing a property in Waltham Abbey there could be a number of restrictions as to what one can do in terms of external changes to a property. Is this right?
We are aware of a number of properties in Waltham Abbey which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Waltham Abbey should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Are all Waltham Abbey Conveyancing Quality Solicitors on the Yorkshire BS conveyancing list of approved firms?
It is true that some banks and building societies now use the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of conveyancing solicitors.
I have finally had an offer on an apartment in Waltham Abbey accepted, but there is a chain. The sellers have put an offer on a property, but it’s not been accepted yet, and are looking at other apartments booked. I have instructed a high street conveyancing solicitor in Waltham Abbey. What do I do now? When should I get the mortgage application with Kent Reliance going?
It is usual to have apprehensions where there is a chain as you are unlikely to want to incur expenses prematurely (home loan application is approx one thousand pounds, then valuation, Waltham Abbey conveyancing search costs, etc). The first course of action is to check that your conveyancer is on the Kent Reliance conveyancing panel. Regarding the next phase this very much depends on the circumstances of your case, motivation for this property and on the state of the market. In a hot market many purchasers will apply for the mortgage with Kent Reliance and pay for the valuation and only if it comes back ok would they pay their conveyancer to press on with searches.
We are planning on selling our house in Waltham Abbey and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. A high street Waltham Abbey lawyer would know this is not the case. It does beg the question why the buyers instructed a national conveyancing firm rather than a conveyancing solicitor in Waltham Abbey. Having lived in Waltham Abbey for 4 years we know of no issue. Is it a good idea to contact our local Authority to get confirmation need.
It would appear that you have a conveyancing lawyer currently acting for you. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
Yesterday I discovered that there is a flying freehold issue on a property I have offered on a fortnight ago in what should have been a quick, chain free conveyancing. Waltham Abbey is the location of the property. Can you shed any light on this issue?
Flying freeholds in Waltham Abbey are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Waltham Abbey you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Waltham Abbey may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Having had my offer accepted I require leasehold conveyancing in Waltham Abbey. Before I set the wheels in motion I would like to find out the remaining lease term.
Assuming the lease is registered - and 99.9% are in Waltham Abbey - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
My wife and I have hit a brick wall in trying to purchase the freehold in Waltham Abbey. Can the Leasehold Valuation Tribunal adjudicate on premiums?
You certainly can. We are happy to put you in touch with a Waltham Abbey conveyancing firm who can help.
An example of a Freehold Enfranchisement matter before the tribunal for a Waltham Abbey residence is 201 & 201a St. Barnabas Road in October 2013. The Tribunal decided that the price to be paid by the Applicants for the freehold interest is £20,071. This case was in relation to 2 flats. The unexpired residue of the current lease was 69.26 years.