I am not in a position to travel far from Abridge. Can you please explain the reason why all Abridge lawyers are not on all mortgage company panels?
A decade ago most banks displayed an attitude to risk which is different than today. The Financial Services Authority in 2010 conducted a thematic review into property fraud which in summary warned lenders: know the property lawyers on your panel. Consequently, banks have subsequently looked to extract more data from law firms concerning their operations and the staff employed by them and set certain criteria such as completing a minimum volume of transactions. Hundreds of firms have found themselves excluded from lender panels even though they had 100% healthy disciplinary record, no complaints and no claims and didn't just 'dabble' in conveyancing. Many firms were never going to meet the minimum amount of transactions the mortgage companies insisted on.
We note that you have a search directory identifying solicitors on the Coventry BS conveyancing panel. Do companies pay you a referral fee if I appoint them for our own conveyancing in Abridge?
We are a listing service only for law firms wishing to communicate if they are on the Coventry BS conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Abridge.
Despite weeks of looking the Title Certificate and documents to our home are lost. The conveyancers who dealt with the conveyancing in Abridge 4 years ago no longer exist. Will I be able to sell the house?
You no longer need to hold title official documentation to prove you are the owner of your registered land or property, as the Land Registry hold details of all registered land or property electronically.
About to purchase a new build flat in Abridge. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Abridge
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Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.
My step-father has suggested that I appoint his conveyancing solicitors in Abridge. Should I use them?
Much as we are happy to recommend a Abridge conveyancing lawyer it’s preferable to select a conveyancing practitioner is to have recommendations from friends or relatives who have actually used the conveyancer you're considering.
My wife and I intend to purchase our first home in Abridge. Conveyancing practitioner has been selected. The financial consultant advised that a survey is not needed as the property was only constructed 22 years ago.
At the very least you should have a Home Buyer's Report. Given the property was constructed more than a decade ago the property will be without a warranty, so you don't want to take a risk. Where a property of this age shows no signs of problems a Home Buyer's report could suffice. They will highlight any obvious issues and suggest further investigation if relevant. Where there are any signs of material issues obtain a full Building Survey from the beginning.