Our Abridge lawyer has discovered a difference when comparing the information in the home valuation report and what is revealed within the title deeds. My lawyer has advised that he is obliged to ensure that the lender is happy with this discrepancy and is still content to lend. Is my lawyer’s approach legitimate?
Your conveyancer must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Abridge. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 25/3/2023, the requirements read as follows :
Despite weeks of looking the Title Certificate and documents to our house are lost. The conveyancers who did the conveyancing in Abridge 10 years ago have long since closed. Will I be able to sell the house?
You no longer need to have the physical original deeds to prove you own the land or property, given that the Land Registry hold details of all registered land or property electronically.
Given that I am about to part with hundreds of thousands of pounds on a house in Abridge I would like to have a conversation with the conveyancer about myhome move in advance of instructing the firm. Is this something that you can arrange?
We could not agree more - it is our preference to talk to you we do not take any clients on without you liaising with the lawyer due to be carrying out your property ownership legalities in Abridge.There is no ‘factory style conveyancing’ - every client is unique individual, not a case number. The solicitors that we put you in touch with believe that the figure you are provided with for residential conveyancing in Abridge should be the amount on the final invoice that you end up paying.
Completion is due on our sale of a £350,000 garden flat in Abridge next Thursday. The freeholder has quoted £408 for Certificate of Compliance, building insurance schedule and previous years service charge statements. Is the landlord entitled to charge exorbitant fees for a flat conveyance in Abridge?
Abridge conveyancing on leasehold maisonettes usually necessitates fees being raised by management companies :
Completing pre-exchange enquiries
Where consent is required before sale in Abridge
Supplying insurance information
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
I am the registered owner of a first flat in Abridge. Given that I can not reach agreement with the landlord, can the Leasehold valuation Tribunal determine the premium due for the purchase of the freehold?
You certainly can. We are happy to put you in touch with a Abridge conveyancing firm who can help.
An example of a Freehold Enfranchisement case for a Abridge premises is 201 & 201a St. Barnabas Road in October 2013. The Tribunal decided that the price to be paid by the Applicants for the freehold interest is £20,071. This case was in relation to 2 flats. The remaining number of years on the lease was 69.26 years.
My wife and I have selected a Abridge conveyancing solicitor for our home move (novice purchasers) and have spotted in the Ts and Cs that they are not covered by the Financial Conduct Authority. Need I be worried or is that standard with solicitor?
We can't see why they should be. Most lawyer don't lend money. You should check that they are regulated by the Solicitors Regulation Authority, who set strict rules covering funds sitting in their bank.