We are getting a further advance on our mortgage from Leeds Building Society as we wish to conduct alterations to our home in Greenford. Do we need to appoint a local Greenford solicitor on the Leeds Building Society conveyancing panel to deal with the paperwork?
Leeds Building Society don't usually appoint a member of their conveyancing panel to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Leeds Building Society list.
The formalities of my remortgage has taken place for my property in Greenford. Conveyancing was a necessary evil but I would like to complain about the lender. How do I make a complaint?
All lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are resolved very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
My offer was accepted on an apartment in Greenford on 19/2/2021, valuation was booked 2 days after, received a clean bill of health. Property lawyer instructed, so all that was missing was my mortgage offer. Having made daily calls to Clydesdale and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Clydesdale conveyancing panel. Are Clydesdale entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Clydesdale to deal with your lawyer's application to be on the Clydesdale conveyancing panel. There's no guarantee that your solicitor will be accepted.
I am buying a new build apartment in Greenford. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Greenford
If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? There must be mutual enforceability of lessee’s covenants.
I am looking for a flat up to £235,500 and identified one close by in Greenford I like with amenity areas and transport links in the vicinity, the downside is that it only has 61 years unexpired on the lease. There is not much else in Greenford for this price, so just wondered if I would be making a mistake acquiring a lease with such few years left?
If you require a home loan that many years will be problematic. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the property for at least twenty four months you could ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing lawyer about this matter.
In what way does the Landlord & Tenant Act 1954 impact my commercial property in Greenford and how can you help?
The 1954 Act provides a safeguard to business leaseholders, granting the right to make a request to court for a new tenancy and remain in occupation at the end of an expired lease. There are limited grounds where a landlord can refuse a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Greenford is one of the numerous areas of the UK in which our lawyers have offices
I am using a search engine for the words on line conveyancing in Greenford it shows results of numerous solicitorslocally. How do I determine which is the suitable property lawyer for my move?
The best method of finding the right conveyancer is via trusted referral, so enquire of friends and relatives who have bought a property in Greenford or a local estate agent or financial adviser. Charges for conveyancing in Greenford differ, so it's sensible to obtain at least four fee estimates from varying types of property lawyers. Dont forget to clarify that the charges are assured not to rise.
My mum and dad are unable to locate their Greenford land registry title on the website. They have a vague memory back in the 60’s when they acquired the property there were complications concerning Greenford not being recognised in some systems.
Almost all premises in Greenford should show up. Have you endevoured to search with simply the postcode. Normally it will reveal all the houses and flats within the postcode. Assuming the property is recorded it will be there with a title number. Where they bought fifty years ago it's conceivable it may be unregistered. The property may still be revealed but with the title number shown 'na'. In this scenario you will need to locate the original title documentation which may be with your parent’s mortgage company.