How up to date is your database of Highcliffe solicitors on the Santander conveyancing panel? Do Santander send you an updated list?
Highcliffe conveyancing firms themselves provide us confirmation that they are on the Santander conveyancing panel as opposed to being supplied with a list from Santander directly.
I have 70 years left on my lease and require a lease extension for my flat in Highcliffe. Conveyancing solicitors on the Tesco Bank panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 12/6/2022 the requirements read as follows :
If you had a top tip for selecting a conveyancing solicitor in Highcliffe what would it be?
We would encourage you not to go for the cheapest Highcliffe conveyancing quote. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.
I am due to exchange contracts on my apartment. I had a double glazing fitted in August 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Santander are being a right pain. The Highcliffe solicitor who is on the Santander conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Santander are insisting on a building regulation certificate. Why do Santander have a conveyancing panel if they don't accept advice from them?
It is probably the case that Santander have referred the matter to their valuer. The reason why Santander may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I have instructed a Highcliffe conveyancing practitioner having made sure that they are on the RBS conveyancing panel. Does my lawyer arrange the survey of the property?
RBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually RBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Highcliffe surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Is it simple use your search app to get a costs illustration from a conveyancing practitioner in Highcliffe on the panel for my bank?
1st pick a mortgage company such as Yorkshire Building Society, Virgin Money or Platform Home Loans Ltd then specify your preferred area such as Highcliffe. Conveyancing firms in Highcliffe and across England and Wales will then be listed.
Am I better off to appoint a Highcliffe conveyancing solicitor who is local to the property I am purchasing? An old friend can handle the legal formalities but they are based over three hundred kilometers away.
The benefit of a high street Highcliffe conveyancing practice is that you can visit the firm to sign documents, hand in your ID and apply pressure on them if necessary. Having local Highcliffe know how is a plus. However it's more important to get someone that will do a good and efficient job. If if people you trust instructed your friend and the majority were happy that must trump using an unknown Highcliffe conveyancing solicitor just because they are based in the area.
What tools are available to find a Highcliffe conveyancing solicitor on the lender conveyancing panel? I have a car and am prepared to travel up to 20miles to attend the solicitor.
Feel free to make use of the find a conveyancing panel tool on this website. Please choose the lender and your location, in this case Highcliffe and you will see a number of lawyer located nearest Highcliffe. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the lender solicitor panel.