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Conveyancing in Highcliffe : Keep it Local

Reasons to use our Highcliffe conveyancing solicitors

  • 1 The hallmark of our conveyancing solicitors in Highcliffe is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by large estate agency chains) sometimes falls short of the high standards of professionalism you will expect.
  • 2 Low cost packages from online conveyancers might seem attractive. However, these organisations are often located hundreds of kilometers away with little understanding of the factors that impact property transactions in Highcliffe
  • 3 Retaining the services of a high street Solicitor in the main means that you will receive a more bespoke service. When using a large conveyancing firm, your conveyancing is handled by a team of people who who update you by reading from their computer screens.
  • 4 Regardless other solicitors may claim it just might be important to visit your solicitor to sign documents. Too many 3rd parties are already engaged in a house sale without needing to include Royal Mail into the pot.
  • 5 Firms accustomed to conveyancing in Highcliffe regularly deal withlocal issues specific to Highcliffe and therefore you may benefit from better advice and speedier conveyancing.

Examples of recent conveyancing in Highcliffe since November 2020*

Recently asked questions about conveyancing in Highcliffe

What does my ID and proof of funds have anything to do with my conveyancing in Highcliffe? Why is this being asked of me?

You are right in the requirement set out by your lawyer has nothing to do with conveyancing in Highcliffe. However these days you will not be able to complete any conveyancing process in the absence providing proof of your identity. Ordinarily this takes the form of a either your passport or driving licence as well as a council tax bill. Remember if you are supplying your driving licence as proof of ID it needs to be both the paper element as well as the photo card part, one is not sufficient without the other.

Verification of the source of funds is required in accordance with the Money Laundering Regulations. Please do not be offended when you are asked to produce this as your conveyancer must have this information on record. Your Highcliffe conveyancing solicitor will require evidence of proof of funds before they are able to accept any money from you into their client account and they should also ask additional questions regarding the origin of monies.

We have agreed to purchase a house in Highcliffe. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Lloyds be concerned?

As your lender is Lloyds your lawyer must check the conveyancing instructions contained in Part two of UK Finance Lenders’ Handbook for Lloyds. The Council of Mortgage Lenders’ Handbook contains minimum requirements for solar panel roof-space leases, and property lawyers are required to report to Lloyds where a lease does not comply with these conditions. The conditions relate to the installation of panels on properties nationwide and is not isolated to Highcliffe.

Aldermore have agreed my home loan in principle, my offer on a flat in Highcliffe has been accepted, what happens next?

The property agent will need to know who your solicitors are (ensure that the lawyers are on the bank’s approved list). Telephone Aldermore or the financial adviser and complete any relevant documentation. Aldermore will sellect a valuer who will get in contact with the estate agent or seller to book a slot for the valuation to take place. Once conducted (assuming no problems) it takes on average a fortnight for the mortgage offer to be issued. Aldermore will send the offer to you and your conveyancers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Highcliffe.

At last I have had an offer on an apartment in Highcliffe agreed to, the sellers do nevertheless have an associated purchase. The sellers have placed an offer on on an apartment, however it’s not yet tied up, and have viewings of other flats in the pipeline. I have selected a nearby conveyancing solicitor in Highcliffe. What should be my next step? When should I get the mortgage application with Principality going?

It is usual to have anxieties where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is in the region of one thousand pounds, then valuation, Highcliffe conveyancing search costs, etc). The first course of action is to check that your property lawyer is on the Principality approved list. Concerning the next steps this very much dictated by the circumstances of your case, desire for this property and on the state of the market. During a hot market the majority of buyers will apply for a home loan with Principality and pay for the valuation and only if it comes back ok would they pay their conveyancer to move forward with searches.

Should commercial conveyancing searches reveal impending roadworks that may affect a commercial premises in Highcliffe?

Many commercial conveyancing solicitors in Highcliffe will conduct a SiteSolutions Highways report as it reduces the time that conveyancers spend in looking into accurate data on highways that impact buildings and development assets in Highcliffe. The report sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Highcliffe.

For every commercial conveyancing transaction in Highcliffe it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately can result in delays to Highcliffe commercial conveyancing transactions as well as pose a risk to future plans for the site. These searches are not ordered for residential conveyancing in Highcliffe.

It has been 2 months since my purchase conveyancing in Highcliffe concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Due to the input of my in-laws I had a survey completed on a property in Highcliffe before appointing lawyers. I have been informed that there is a flying freehold overhang to the property. The surveyor advised that some mortgage companies may refuse to issue a loan on such a premises.

It depends who your proposed lender is. Lloyds has different requirements from Birmingham Midshires. Should you wish to call us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Highcliffe. Conveyancing will be smoother if you use a solicitor in Highcliffe especially if they are accustomed to such properties in Highcliffe.

My wife and I have instructed a Highcliffe conveyancing solicitor for our home move (first time buyers) and have spotted in the terms and conditions that they are not covered by the FCA. Should I be worried or is that standard with conveyancer?

We can't see why they should be. Most conveyancing practitioner don't lend money. You should check that they are regulated by the Solicitors Regulation Authority, who set strict conditions in place on monies deposited by them.

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Residential Landlord and Tenant Conveyancing solicitors in Highcliffe

The firms listed below are a small selection of solicitors in Highcliffe specialising in landlord and tenant law and on the regulations governing different types of tenancies. This could include advice on Claims for damages for illegal

  • Morris Scott & Co, 280 Lymington Road, Highcliffe, Christchurch, Dorset, BH23 5ET
  • Anthony Harris & Co, 17 Elm Avenue, New Milton, Hampshire, BH25 6HE
  • Heppenstalls Solicitors Limited, 82 Station Road, New Milton, Hampshire, BH25 6LG
  • Frettens Llp, The Saxon Centre, 11 Bargates, Christchurch, Dorset, BH23 1PZ
  • Hugh Whitlock Solicitors, 44 High Street, Milford On Sea, Lymington, Hampshire, SO41 0QD

Commercial Conveyancing solicitors in Highcliffe regulated by the SRA

The firms listed below are a non-comprehensive list of solicitors in Highcliffe with expertise in commercial conveyancing in Highcliffe. This should include advice on taking a commercial lease as a tenant
  • Anthony Harris & Co, 17 Elm Avenue, New Milton, Hampshire, BH25 6HE
  • Heppenstalls Solicitors Limited, 82 Station Road, New Milton, Hampshire, BH25 6LG
  • Spurlings Solicitors & Notary Public, 2a Church Street, Christchurch, Dorset, BH23 1BW
  • Frettens Llp, The Saxon Centre, 11 Bargates, Christchurch, Dorset, BH23 1PZ
  • Robert Wrynne Solicitors, 138-140 Tuckton Road, Bournemouth, Dorset, BH6 3JX

Transfer of Equity conveyancing in Highcliffe usually consists of the following:

  • Obtaining instructions from the appropriate parties
  • Investigating the title to the property
  • Representing mortgage company (where appropriate)
  • Agreeing the terms of the transaction
  • Preparing the Transfer or approving draft Transfer
  • Negotiating adjustments to the draft Transfer
  • Communicating with parties concerning the Transfer
  • Agreeing and preparing for completion
  • Receiving and transferring monies to relevant parties
  • Completing and submitting to HM Revenue and Customs the appropriate SDLT forms and payment
  • Dealing with the registration procedures for the transfer of ownership and the home loan (where applicable) at the HMLR.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.