Find a Lender-Approved Local Conveyancer in Highcliffe

Ready to buy a new home? Find a law firm approved by your lender.

You can try and find the cheapest conveyancing solicitors in Highcliffe but be careful as you may get what you pay for.

Logical reasons to let us help you choose a local conveyancing solicitor in Highcliffe

  • 1 Highcliffe lawyers have a crucial edge when it comes to Highcliffe conveyancing as they have valuable local knowledge of local authority requirements, planning policies and other matters that will affect your home move
  • 2 Highcliffe lawyers work in conjunction with Highcliffe estate agents, house builders, surveyors, banks and other professionals to ensure that a quality service is provided to clients every step of the way, offering all the legal expertise and help you require
  • 3 Personal touch together with a wealth of expertise are key benefits that you should look for when choosing conveyancing solicitors. Highcliffe property deals can become significantly more complicated because of poor communication between all the parties. The lawyers listed endeavour to make sure that the lines of communication are open and act on arising issues and developments instantly.
  • 4 Experience means that Highcliffe conveyancer have developed excellent links with Highcliffe local estate agents, banks, building societies, landlords and property developers enabling them to liaise at speed with all parties involved in the process of undertaking your house sale or purchase in Highcliffe.
  • 5 The mark of a good conveyancing solicitor in Highcliffe is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by national chain estate agents) sometimes falls short of the high standards of professionalism you would hope for.

Examples of recent conveyancing in Highcliffe since October 2021*

Sale

of semi-detached premises, Slinn Road, BH23 3AL completing on 15/10/2021 at a price of £199,950. The conveyancing process incorporates some of the following tasks: dealing with appropriate requisitions and enquiries, taking formal instructions from and updating the seller client, setting up the completion formalities

Sale

of semi premises, Cranleigh Gardens, BH6 5LE completing on 13/10/2021 at a price of £595,000. The legal transfer of property incorporates some of the following tasks: taking formal instructions from and updating the seller client, agreeing completion date with parties, setting up the completion formalities

Transfer

of house property, Haviland Road, BH7 6HJ completing on 20/10/2021 at a price of £355,000. The legal transfer of property included amongst the various tasks: taking formal instructions from and updating the seller client, setting up the completion formalities, sending title deeds and signed transfer to buyer’s solicitor

Recently asked questions about conveyancing in Highcliffe

Unfortunately I am unable to travel far from Highcliffe. What is the rationale as to why all Highcliffe property lawyers aren't automatically on all mortgage company panels?

Lenders normally impose restrictions on either the type or volume of conveyancing practices on their panel. A common example of such restriction(s) being that a organisation needs to have two or more partners. In addition to restricting the structure of firm, some banks made a decision to restrict the number of practices they permit to represent them. You should note that lenders have no liability for the accuracy of conveyancing supplied by any Highcliffe property lawyer on their approved list. Increases in mortgage fraud was the key driver in the reduction of solicitor panels a few years ago even though there are conflicting assessments concerning the extent of solicitor involvement in some of that fraud. Data from HMLR exposes that thousands of conveyancing firms only carry out a couple of conveyances a year. Those vindicating conveyancing panel culls ask why conveyancing firms should have the right to be listed on a lender panel when it is apparent that conveyancing is not their primary expertise?

The owners have rather pushy vendors who has insisted on a exclusivity contract with a deposit 10k. Is it wise to enter into such agreements?

There are two main downsides with signing a lock out agreement (sometimes referred to as a shut-out contract) is that it can distract from progressing with the conveyancing process, so unless it requires little or no negotiation then it could turn out to be unhelpful. It is not strongly advocated amongst Highcliffe conveyancing lawyers for this reason. A further negative is the extent of the remedies available - an aggrieved buyer is not likely to secure an injunctive ruling by a court to prohibit the owner completing the sale to a third party, so the only remedy open via the contract will be the reimbursement of wasted costs and, in rare scenarios, the additional payment of penalties.

Our lender has recommended solicitors on their panel based in Highcliffe but I would rather use a conveyancing lawyer in Highcliffe round the corner to me. Can you assist?

It is by no means the case that all Highcliffe conveyancing solicitors are approved and listed on all lender’s conveyancing panel. Do make use of our find an approved solicitor tool to find a Highcliffe conveyancing conveyancer on the on the lender panel.

Given that I will soon part with £400,000 on a two bedroom apartment in Highcliffe I would like to have a conversation with the lawyer about myhouse move prior to appointing the firm. Can this be arranged?

We could not agree more - it is our preference to talk to you we do not take any clients on without you liaising with the conveyancer due to be carrying out your property ownership legalities in Highcliffe.There is no ‘factory style conveyancing’ - each client is an important individual, not a file number. The practices that we put you in touch with believe that the fees you are calculated and presented to you for residential conveyancing in Highcliffe should be the amount on the final invoice that you are charged.

Am I best advised to instruct a Highcliffe conveyancing solicitor in close proximity to the house I am purchasing? We have a good friend who can execute the legal work but they are based 400kilometers away.

The primary upside of using a local Highcliffe conveyancing practice is that you can pop in to execute documents, hand in your identification documents and pester them if necessary. Having local Highcliffe know how is a bonus. However nothing is more important than finding someone that will pull out all the stops for you. If if people you trust used your friend and in the main were content that must outweigh using an unknown Highcliffe conveyancing lawyer just because they are Highcliffe based.

Our lawyer in Highcliffe has discovered a a problem with the lease for the apartment we are buying in Highcliffe. The seller’s lawyers have put forward title insurance as a workaround. We are content with insurance and will cover the costs. Our lawyer has advised that as he is on the mortgage company conveyancing panel he must ensure that the lender is happy with this solution. Who is the client here, us or the lender?

The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the bank are the client. A precondition to being on the lender approved panel is to comply with the UK Finance Lenders’ Handbook requirements. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects will the lease so that the lender can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected . Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

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Sample of conveyancing solicitors in Highcliffe regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Highcliffe but also conveyancing throughout England and Wales.

  • Morris Scott & Co, 280 Lymington Road, Highcliffe, Christchurch, Dorset, BH23 5ET
  • Anthony Harris & Co, 17 Elm Avenue, New Milton, Hampshire, BH25 6HE
  • Heppenstalls Solicitors Limited, 82 Station Road, New Milton, Hampshire, BH25 6LG
  • Spurlings Solicitors & Notary Public, 2a Church Street, Christchurch, Dorset, BH23 1BW
  • Frettens Llp, The Saxon Centre, 11 Bargates, Christchurch, Dorset, BH23 1PZ

Commercial Conveyancing solicitors in Highcliffe regulated by the SRA

The firms listed below are a small selection of solicitors in Highcliffe with expertise in commercial conveyancing in Highcliffe. This may include advice on commercial leases including all matters relating to landlord and tenant law
  • Anthony Harris & Co, 17 Elm Avenue, New Milton, Hampshire, BH25 6HE
  • Heppenstalls Solicitors Limited, 82 Station Road, New Milton, Hampshire, BH25 6LG
  • Spurlings Solicitors & Notary Public, 2a Church Street, Christchurch, Dorset, BH23 1BW
  • Frettens Llp, The Saxon Centre, 11 Bargates, Christchurch, Dorset, BH23 1PZ
  • Robert Wrynne Solicitors, 138-140 Tuckton Road, Bournemouth, Dorset, BH6 3JX

Conveyancing in Highcliffe is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process.

  • Obtaining instructions from parties involved
  • Investigating the title to the premises
  • Ordering Highcliffe property searches for the title
  • Assessing draft contract pack and other documentation prepared the owner’s lawyer
  • Submitting queries with the seller’s lawyer
  • Agreeing the wording of the sale contract
  • Considering the replies provided by the owner to pre-contract enquiries
  • Negotiating a Transfer document
  • Guiding the buyer in respect of the loan offer: (where relevant)
  • Drawing up and sending the purchaser a report on title (that is; reporting to the buyer on the contents of the contract pack, preliminary enquiries and the result of the searches)
  • Proceeding to exchange of contracts and then completion formalities
  • Preparing and submitting to HM Revenue and Customs the correct Land Tax forms and payment
  • Dealing with the registration procedures for the purchase and the home loan (if applicable) at the HMLR.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.