How up to date is your database of Raynes Park solicitors on the Coventry BS conveyancing panel? Do Coventry BS send you an updated list?
Raynes Park conveyancing firms themselves provide us confirmation that they are on the Coventry BS conveyancing panel as opposed to being supplied with a list from Coventry BS directly.
My bid for a property was accepted at auction in Raynes Park. Conveyancing is required. What are my next steps?
Now that you have legally committed yourself to purchase you now have to retain a conveyancing lawyer soon as you are facing a fast approaching a fixed date to complete the purchase. An auction property will have a corresponding legal pack. This will likely include evidence of title and search results. In the case of leasehold property the conveyancing papers should include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork specific to a leasehold property. You must give this to your appointed conveyancing solicitor at the earliest opportunity. Do make sure that you have funds in order to complete the transaction on the set completion date.
We have agreed to purchase a house in Raynes Park. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Bank of Ireland be concerned?
Given that your lender is Bank of Ireland your lawyer must follow the conveyancing requirements contained in Part two of UK Finance Lenders’ Handbook for Bank of Ireland. The Council of Mortgage Lenders’ Handbook contains minimum requirements for solar panel roof-space leases, and conveyancing practitioners are required to report to Bank of Ireland where a lease fails to comply with these specifications. The conditions relate to the installation of panels on properties countrywide and is not restricted to Raynes Park.
The formalities of my remortgage has taken place for my property in Raynes Park. Conveyancing was of an acceptable standard but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
Should my solicitor be asking questions about flooding during the conveyancing in Raynes Park.
The risk of flooding is if increasing concern for conveyancers dealing with homes in Raynes Park. Some people will acquire a house in Raynes Park, completely aware that at some time, it may be flooded. However, aside from the physical destruction, where a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or dispose of the property. Steps can be carried out during the course of a house purchase to forewarn the purchaser.
Conveyancers are not qualified to offer advice on flood risk, however there are a numerous searches that may be initiated by the buyer or on a buyer’s behalf which should figure out the risks in Raynes Park. The conventional set of property information forms sent to a buyer’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a usual question of the seller to determine whether the premises has historically flooded. If the residence has been flooded in past and is not revealed by the owner, then a buyer may issue a claim for damages as a result of such an incorrect answer. The buyer’s solicitors should also conduct an environmental report. This will disclose if there is a recorded flood risk. If so, further investigations should be initiated.
I bought my house on 8 July and my personal details is yet to be registered. Need I be worried? My conveyancing solicitor in Raynes Park advises it would be dealt with in less than a month. Are titles in Raynes Park uniquely lengthy to register?
There is nothing unique about conveyancing in Raynes Park registration formalities. Rather than based on location, timeframes can differ depending on the party submitting the application, whether there are errors and if the Land registry must send notices to any other parties. As of today roughly three quarters of submission are fully dealt with in less than three weeks but occasionally there can be extensive hold-ups. Historically registration takes place once the new owner has moved in to the premises thus an expedited registration is not typically an essential issue yet if there is a degree of urgency associated with the registration then you or your lawyers could communicate with the Registry to express the reasoning for an expedited registration.
How does conveyancing in Raynes Park differ for newly converted properties?
Most buyers of new build residence in Raynes Park contact us having been asked by the builder to exchange contracts and commit to the purchase even before the property is ready to move into. This is because developers in Raynes Park tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Raynes Park or who has acted in the same development.
I have been sourcing a conveyancing practitioner in Raynes Park for my home move. Can I see a firm’s record with the profession’s regulator?
You can review presented Solicitor Regulator Association (SRA) determinations resulting from investigations commenced on or after 1 January 2008. Visit Check a solicitor's record. For details about the period before 1 January 2008, or to check a firm's history, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, use +44 (0)121 329 6800. The SRA sometimes monitor telephone calls for training reasons.