It has come to my attention via my broker that my Copse Hill solicitor is not on the bank Solicitor panel. What can I do to check?
The first thing you need to do is to contact your Copse Hill conveyancer. You lawyer should advise you of the situation. If they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your lender.
Do the conveyancing lawyers identified via your search tool carry out conveyancing in Copse Hill by way of an attended exchange?
There are a few conveyancing specialists carrying out one day exchanges. You should contact us to secure a fee calculation and details as to dates.
My lender has suggested a law firm on their panel based in Copse Hill but I would rather instruct a conveyancing lawyer in Copse Hill round the corner to me. Are you able to assist?
The minority of Copse Hill conveyancing practices are on all lender’s conveyancing panel. Use the above find an approved solicitor tool to choose a Copse Hill conveyancing firm on the on the lender panel.
Should my solicitor be raising enquiries regarding flooding as part of the conveyancing in Copse Hill.
Flooding is a growing risk for solicitors dealing with homes in Copse Hill. Plenty of people will purchase a house in Copse Hill, completely aware that at some time, it may be flooded. However, aside from the physical damage, if a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable insurance cover, or sell the property. Steps can be carried out during the course of a property purchase to forewarn the buyer.
Solicitors are not best placed to offer advice on flood risk, but there are a numerous checks that may be undertaken by the buyer or by their lawyers which will give them a better understanding of the risks in Copse Hill. The conventional set of information supplied to a buyer’s solicitor (where the Conveyancing Protocol is adopted) incorporates a standard inquiry of the seller to discover whether the premises has suffered from flooding. If flooding has previously occurred which is not disclosed by the seller, then a buyer could bring a compensation claim stemming from an misleading reply. A buyer’s conveyancers should also commission an enviro report. This will reveal whether there is a recorded flood risk. If so, additional investigations should be carried out.
Despite weeks of looking the Title Certificate and documents to our home can not be found. The conveyancers who handled the conveyancing in Copse Hill 10 years ago have long since closed. What are my options?
Nowadays there are copies made of almost everything, and your conveyancer will be aware exactly where to look for all the relevant paperwork so you may buy or sell your property without a hitch. Where copies can’t be found, your lawyer may be able to put in place insurance or indemnities protecting you against future claims on your premises.
My wife and I intend to buy our first home in Copse Hill. Conveyancing lawyer has been instructed. The broker suggested that a survey is not necessary as the house was only constructed in 2001.
At the very least you should order a Home Buyer's Report. Given the property was constructed more than a decade ago the property will be without a warranty, so you would be well advised not to take a risk. Where a property of this age shows no signs of defects a Home Buyer's report may be sufficient. They will highlight any obvious problems and recommend additional investigation if relevant. If there are any indications of problems get a full Building Survey from the beginning.