A loan offer from Nationwide for the remortgage of my single room apartment is expected any day now. Are you able to suggest a cheap conveyancing law firm in Merton Park?
You are on the wrong site if you are seeking cut-price fees for conveyancing in Merton Park. Our goal is to offer value for money conveyancing but our intention is not to work with the cheapest lawyers. Do not be swayed by organisations offering the bait of £100 conveyancing in Merton Park. The optimum result, in choosing a lawyer for cheap conveyancing, you will get your money’s worth and at worst you will end up invoiced for extras and still not receive the service required.
We are purchasing a apartment in Merton Park. It might be a silly question but how we can trust a conveyancer? On the day of competition we have to send our life savings into their account. What protection do we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am helping my sister sell her flat in Merton Park. Does the solicitor commission the EPC or should I organise this?
After the abolition of Home Information Packs, EPC’s remained a compulsory component of moving house. An EPC needs to be to hand prior to the property being marketed. This is not as aspect of the sale process that lawyers normally organise. Where you are instructing a Merton Park conveyancing practitioner they may help arrange energy performance certificates given their relationships with long established local accredited person
My offer was accepted on a property in Merton Park on 9/12/2021, valuation was booked 3 days after, received a clean bill of health. Solicitor appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to HSBC and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the HSBC conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for HSBC to deal with your lawyer's application to be on the HSBC conveyancing panel. There's no guarantee that your solicitor will be accepted.
My colleague recommended that if I am buying in Merton Park I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is usually quoted for as part of the standard Merton Park conveyancing searches. It is not a small report of more than thirty pages, listing and setting out important information about Merton Park around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Merton Park Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Merton Park Education with maps and statistics, Local Amenities and other useful data about Merton Park.
I am buying a new build flat in Merton Park. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below are examples of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Merton Park
Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. There must be mutual enforceability of lessee’s covenants. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.
I decided to have a survey completed on a property in Merton Park in advance of instructing lawyers. I have been advised that there is a flying freehold aspect to the house. Our surveyor has said that some lenders tend not grant a loan on this type of property.
It depends who your proposed lender is. Bank of Scotland has different instructions from Nationwide. Should you wish to call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Merton Park. Conveyancing will be smoother if you use a solicitor in Merton Park especially if they regularly deal with such properties in Merton Park.
I'm remortgaging a apartment in Merton Park. I have found my conveyancer's company on the CLC list, but I can't see my conveyancer's name as listed on the regulator's website. Should I be concerned?
Not all staff in the company must be listed by the regulator. As long there is a manager qualified to 'oversee' the work, the actual day-to-day activity can be undertaken by unlicensed staff.