I am need of leasehold conveyancing for an apartment in a fairly new development (seven years old) in Lower Morden. Almost all the properties have already been occupied. Is it strictly necessary to order local searches for my conveyancing in Lower Morden?
Conveyancing Searches are a central link in the Lower Morden conveyancing process. There are a large number of search providers delivering Lower Morden conveyancing searches, as well straight from the local authority. These are generally termed personal search companies and they produce, not surprisingly, personal searches. Nevertheless, all Local Authority Search conveyancing products have one thing in common - they must obtain their data from the local authoritative source.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Lower Morden. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 17/4/2025, the requirements read as follows :
My wife and I are buying a property in Lower Morden. I might seem paranoid but how we can trust a solicitor? On the day of competition we will need to send our life savings into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I just acquired a house at auction in Lower Morden. Conveyancing is necessary. What are my next steps?
Now that you are for all intents and purposes signed on the dotted line you will need to hire the services of a conveyancing practitioner quickly as you will have a pending deadline in which to complete the property. An auction property will have a bespoke legal set of papers. This will include the copy title deeds, local authority and drainage searches. Where you are dealing with leasehold property the legal pack should contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation pertinent to a leasehold property. You must hand this to the solicitor instructed by you at the earliest opportunity. You also need to ensure that your finances are in order to complete on the date specified in the contract.
My offer on a house in Lower Morden has been accepted, but there is a chain. The owners have put an offer on a property, however it’s not been accepted yet, and have viewings of other apartments in the pipeline. I have instructed a bricks and mortar conveyancing solicitor in Lower Morden. What do I do now? When should I get the mortgage application with Kent Reliance started?
It is usual to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is approx £1k, then survey, Lower Morden conveyancing search costs, etc). First, you must check that your solicitor is on the Kent Reliance conveyancing panel. As to the next phase this very much dictated by the circumstances of your case, attraction to the property and on the state of the market. In a buoyant market many home buyers would apply for a home loan with Kent Reliance and pay for the valuation and only if it comes back ok would they pay their solicitor to proceed with the conveyancing in Lower Morden.
2 months have gone by following my purchase conveyancing in Lower Morden completed. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £215,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Yesterday I discovered that there is a flying freehold element on a house I have offered on last month in what should have been a simple, no chain conveyancing. Lower Morden is where the house is located. Can you shed any light on this issue?
Flying freeholds in Lower Morden are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Lower Morden you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Lower Morden may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
What is the reason for new build conveyancing in Lower Morden being more expensive?
Conveyancing in Lower Morden for newly converted or new build premises can sometimes involve adoption of highways & drains, building regulations approval, planning permission, new build warranties such NHBC as well as further questions and contractual concerns.