The loan agreement from NatWest for the refinancing of my 4 room maisonette is expected imminently. Are you able to put forward a low cost conveyancing practitioner in Tewkesbury?
This site is not designed to aid those in pursuit of the cheapest conveyancing in Tewkesbury. Our intention is to offer cost effective conveyancing but our intention is not to work with the cheapest lawyers. Resist the temptation to appoint organisations teasing you with low cost conveyancing in Tewkesbury. In your best case scenario, in deciding on cheap conveyancing, you will receive what you pay for and at worst you will end up paying a lot in additional fees and still not end up with the service required.
In what way does my ID and proof of funds have anything to do with my conveyancing in Tewkesbury? Is this really necessary?
It is indeed that case that these requests have nothing to do with conveyancing in Tewkesbury. However these days you will not be able to complete any conveyancing transaction if you have not supplying evidence of your identity. This usually takes the form of a either your passport or driving licence and a bank statement. Remember if you are providing your driving licence as evidence of identification it needs to be both the paper part as well as the photo card part, one is not acceptable in the absence of the other.
Evidence of your origin of money is required under Money Laundering Regulations. You should not be offended when you are asked to produce this as your conveyancing solicitor will need to have this information on record. Your Tewkesbury conveyancing lawyer will need to see evidence of proof of funds before they are able to accept any money from you into their client account and they may also ask additional questions concerning the source of funds.
My wife and I have recently appointed a conveyancing solicitor in Tewkesbury. I I would like to check whether they are on the Barclays Direct conveyancing panel. Could you advise?
The first thing to do is phone the lawyer and enquire if they are on the lender panel. Alternatively you can call Barclays Direct who may be able to assist.
What can a local search tell me regarding the house we're buying in Tewkesbury?
Tewkesbury conveyancing often commences with the submitting local authority searches directly from your local Authority or through a personal search organisations for example Onsearch The local search is essential in every Tewkesbury conveyancing purchase; that is if you wish to avoid any nasty surprises after you move into your new home. The search will reveal data on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic areas.
How does conveyancing in Tewkesbury differ for new build properties?
Most buyers of new build premises in Tewkesbury approach us having been asked by the seller to exchange contracts and commit to the purchase even before the premises is finished. This is because builders in Tewkesbury typically purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Tewkesbury or who has acted in the same development.
I opted to have a survey carried out on a house in Tewkesbury in advance of instructing conveyancers. I have been informed that there is a flying freehold overhang to the house. Our surveyor has said that some banks will not issue a loan on such a premises.
It varies from the lender to lender. Santander has different instructions from Halifax. Should you wish to telephone us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Tewkesbury. Conveyancing will be smoother if you use a solicitor in Tewkesbury especially if they are acquainted with such properties in Tewkesbury.