My financial adviser has asked me for my Patcham law firm’s panel member for the Nat West conveyancing panel. Can you suggest how I find this out. I have called my local Patcham branch but they have not got back to me yet.
Have you tried contacting your Patcham property lawyer about this?. They should have a central record lender panel numbers.
Are the Patcham conveyancing solicitors identified as being on the Co-operative conveyancing panel, together with their details provided by Co-operative?
Patcham conveyancing firms themselves provide us confirmation that they are on the Co-operative conveyancing panel as opposed to being supplied with a list from Co-operative directly.
I have justfound out that Arc property Solicitors have been shut down. They carried out my conveyancing in Patcham for a purchase of a leasehold flat 12 months ago. How can I check that my home is registered correctly in the name of the previous owner?
The easiest way to check if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Patcham conveyancing specialists.
I've recently found out that there is a flying freehold element on a property I have offered on a fortnight ago in what was supposed to be a straight forward, chain free conveyancing. Patcham is where the house is located. What do you suggest?
Flying freeholds in Patcham are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Patcham you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Patcham may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
What does commercial conveyancing in Patcham cover?
Patcham conveyancing for business premises covers a broad range of services, offered by qualified solicitors, relating to business premises. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.
My wife and I are acquiring a garden flat in Patcham. At the point of instructing our property lawyer, they told us that they were on all major UK mortgage company panels. Our financial adviser contacted us today to advise that they are not on the Clydesdale approved list. Were it to be true, what should we do? Do we simply find a new solicitor that is on their panel or should we pay for dual representation, with Clydesdale selecting their own approved conveyancer.
When buying a property with the benefit of a mortgage it is normal for the purchaser’s lawyers to also act for the purchaser's lender. In order to act for a bank or building society a conveyancer has to be on that lender's conveyancing panel. An application has to be made by the lawyer to the lender to become a member of the lender's panel and there are increasingly strict criteria which the property lawyer has to fulfill. Some mortgage companies now insist their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your conveyancer should call Clydesdale and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You are not legally obliged to appoint a law firm on Clydesdale's conveyancing panel as you are at liberty to use your preferred Patcham lawyers, in which case your legal fees may increase, and it may delay matters as you have another set of people involved.