LM Logo

Find a Lender-Approved Local Conveyancer in Patcham

Ready to buy a new home? Find a law firm approved by your lender.

Cheap conveyancing in Patcham does not necessarily mean low quality - but the odds are stacked against you

Reasons to use our Patcham conveyancing solicitors

  • 1 There is a better than average chance that the other side’s lawyers have offices in Patcham - if so both parties are likely to have worked on conveyancing matters in the past
  • 2 Our site offers largest domestic conveyancing directory service identifying bank approved law firms conducting conveyancing in Patcham governed by the SRA or CLC.
  • 3 Lawyer conveyancing firms have very good personal links with Patcham selling agents and work very closely with them and local surveyors so as to ensure transactions proceed expeditiously.
  • 4 Patcham property lawyers are likely to be familiar with the local Land Registry Office, Local Authority and property agents
  • 5 Firms that specialise in conveyancing in Patcham regularly deal withlocal concerns peculiar to Patcham and therefore you may benefit from better guidance and faster conveyancing.

Examples of recent conveyancing in Patcham since July 2021*

street view

Purchase

of flat Varndean Road BN1 6RR, purchased for £280,000. Leasehold conveyancing due diligence included: sending the transfer to the vendor for signature in readiness for completion, obtaining official copies of the title, agreeing completion date with parties

street view

Purchase

of apartment London Road BN1 6UW, at a price of £260,000. Leasehold conveyancing legalities included: drafting the sale agreement and Transfer, sending the transfer to the seller for signature in readiness for completion, taking formal instructions from and updating the seller client

street view

Transfer

of semi premises, The Heights, BN1 5JX completing on 15/07/2021 at a price of £950,000. The conveyancing process included amongst the various tasks: sending the transfer to the seller for execution in preparation for completion, preparing statement detailing charges, sending title deeds and executed transfer to buyer’s solicitor

street view

Sale

of terraced residence, Balfour Road, BN1 6NB completing on 05/08/2021 at a price of £676,000. The conveyancing process included amongst the various tasks: drafting the sale agreement and Transfer, taking formal instructions from and updating the seller client, setting up the completion formalities

Recently asked questions about conveyancing in Patcham

I can't travel far from Patcham. Can you please clarify why all Patcham solicitors are not on all lender panels?

Mortgage Companies ordinarily impose restrictions on either the nature or the number of conveyancing practices on their panel. A common example of such criteria being that a practice needs to have two or more partners. As well as restricting the nature of firm, some building societies decided to limit the size of their panel they permit to act for them. It is worth noting that lenders have no responsibility for the quality of service supplied by any Patcham solicitor on their approved list. Increases in mortgage fraud was the main trigger for the reduction of solicitor panels in the last decade even though there are conflicting opinions about the extent of solicitor involvement in some of that fraud. Statistics from the Land Registry reveal that thousands of law firms only carry out less than three conveyances annually. Those supporting conveyancing panel consolidation question why law firms deserve the right to be listed on a bank panel when clearly conveyancing is not their primary expertise?

Our Patcham solicitor has discovered a discrepancy between the information in the home valuation report and what is revealed within the legal papers for the property. My lawyer informs me that he is obliged to check that the lender is OK with this discrepancy and is content to go ahead. Is my solicitor’s approach right?

Your conveyancing practitioner must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

I am considering mortgaging my house in Patcham, does my lawyer have to be on the HSBC Conveyancing panel?

In theory, you could use a solicitor that is not on the HSBC conveyancing panel, but HSBC would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.

We are selling our home in Patcham and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. Any high street Patcham lawyer would know that there is no such problem. It does beg the question why the purchasers used a nationwide conveyancing outfit rather than a conveyancing solicitor in Patcham. We have lived in Patcham for three years we know of no issue. Is it a good idea to get in touch with our local Authority to seek confirmation that the buyers are looking for.

It sounds as though you may have a conveyancing lawyer already. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)

I own a semi-detached Edwardian property in Patcham. Conveyancing practitioner acted for me and Nottingham Building Society. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, the second leasehold with the matching property. Is it worth asking Nottingham Building Society to clarify?

You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Patcham and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the situation with your conveyancing solicitor who conducted the work.

Due to the guidance of my in-laws I had a survey completed on a house in Patcham prior to appointing solicitors. I have been told that there is a flying freehold aspect to the property. The surveyor advised that some lenders may not issue a mortgage on this type of premises.

It depends who your proposed lender is. HSBC has different requirements from Birmingham Midshires. If you call us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Patcham. Conveyancing will be smoother if you use a solicitor in Patcham especially if they are acquainted with such properties in Patcham.

Last updated

Sample of conveyancing solicitors in Patcham regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Patcham but also conveyancing throughout England and Wales.

  • Hennings Solicitors, 138 Old London Road, Brighton, East Sussex, BN1 8YA
  • Sussex Law Limited, 45 Ladies Mile Road, Patcham, Brighton, East Sussex, BN1 8TA
  • La Law Limited, 7th Floor Telecom House, 125 - 135 Preston Road, Brighton, East Sussex, BN1 6AF
  • Dean Wilson Llp, Ridgeland House, 165 Dyke Road, Brighton, East Sussex, BN3 1TL
  • Dakers Solicitors, 11-12 Queens Place, Brighton, East Sussex, BN1 4JY

Commercial Conveyancing solicitors in Patcham regulated by the SRA

The list below is a non-comprehensive list of solicitors in Patcham practicing in commercial conveyancing in Patcham. This should include advice on granting a lease to a commercial tenant
  • Hennings Solicitors, 138 Old London Road, Brighton, East Sussex, BN1 8YA
  • Sussex Law Limited, 45 Ladies Mile Road, Patcham, Brighton, East Sussex, BN1 8TA
  • Dean Wilson Llp, Ridgeland House, 165 Dyke Road, Brighton, East Sussex, BN3 1TL
  • Ashton Commercial Limited, Suite 3, First Floor, Sensor House, 10-12 Lewes Road, Brighton, East Sussex, BN2 3HP
  • Dakers Solicitors, 11-12 Queens Place, Brighton, East Sussex, BN1 4JY

Transfer of Equity conveyancing in Patcham is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process:

  • Taking instructions from the appropriate parties
  • Collating the documents evidencing the title to the property
  • Representing bank (if appropriate)
  • Agreeing the terms of the transaction
  • Drawing up Transfer or approving draft Transfer
  • Agreeing adjustments to the the Transfer deed
  • Corresponding with parties with regards to the Transfer
  • Agreeing and preparing for completion
  • Receiving and releasing funds to the appropriate parties
  • Preparing and submitting to HM Revenue and Customs the appropriate SDLT forms and payment
  • Dealing with the registration formalities for the buyer and the mortgage (if applicable) at the HM Land Registry.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.