I am not well enough to travel far from Hove. Is there a reason why all Hove solicitors aren't included on all lender panels?
Lenders tend to restrict either the type or volume of conveyancing solicitors on their approved list of lawyers. Typical examples of such criteria being that a firm must have two or more partners. As well as restricting the structure of firm, some banks for example HSBC decided to reduce the number of practices they allow to represent them. You should note that mortgage companies have no liability for the quality of advice provided by any Hove conveyancing practitioner on their approved list. Property fraud was the primary trigger for the rationalisation of conveyancing panels a few years ago notwithstanding that there are opposing opinions about whether solicitors sat at the center of that fraud. Statistics from the Land Registry indicates that thousands of conveyancing firms only transact a couple of conveyances a year. Those advocating conveyancing panel pruning ask why conveyancing firms deserve claim to be on a lender panel when clearly conveyancing is not their speciality?
Can I use your services to recommend a Conveyancing solicitor in Hove even where I’m not purchasing or disposing of a house, for example if I wish to buy an office in Hove with a loan from Barclays ?
Our comparison service is mainly utilised to get a quote from domestic conveyancing solicitors in Hove but we have recorded towards the end of this page some Hove commercial conveyancing firms. You should make contact with the solicitors directly to establish if they are also authorised to represent Barclays
I am buying a garden flat in Hove. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Hove you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Hove.
Two weeks ago we had a mortgage agreed in principle with Nationwide. Hove conveyancing solicitors are appointed. How long does it take for Nationwide to send the offer to the lawyer?
Some lenders take longer than others. Have Nationwide completed the valuation? Have you informed Nationwide as to your lawyers' details and checked that your lawyers are on the Nationwide conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I recently had an offer accepted on a house in Hove. My mortgage broker pressured me to appoint their solicitor. I paid an on account payment of £150. A couple of days later, the solicitor contacted me embarrassingly acknowledging that they were not on the Principality conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Principality panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am due to exchange contracts on my house. I had a double glazing fitted in January 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Clydesdale are being problematic. The Hove solicitor who is on the Clydesdale conveyancing panel is saying indemnity insurance will be fine but Clydesdale are requiring a building regulation certificate. Why do Clydesdale have a conveyancing panel if they don't accept advice from them?
It is probably the case that Clydesdale have referred the matter to their valuer. The reason why Clydesdale may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on two weeks back in what was supposed to be a straight forward, chain free conveyancing. Hove is where the house is located. Can you offer any opinion?
Flying freeholds in Hove are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Hove you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hove may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
As co-executor for the estate of my aunt I am disposing of a property in Newport but I am based in Hove. My conveyancer (approximately 260 miles awayhas requested that I sign a statutory declaration ahead of the transaction finalising. Could you suggest a conveyancing lawyer in Hove to attest and place their company stamp on the document?
Technically speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will do regardless of whether they are Hove based