I am in need of a conveyancer. Should I go for for an online conveyancer as opposed to a local Hassocks conveyancing lawyer?
Hassocks is a special area, where regional know-how counts for a lot. The laid-back lifestyle has an upside – just not for your home move. The conveyancers that we work with combine exhaustive Hassocks know how with a proactive, hands-onapproach that ensures the conveyancing to progress without delay. It is a distinct advantage if they can make use of long term connections with mortgage brokers, estate agents, valuers and counterpart Hassocks conveyancing practitioners
What is the difference between a licensed conveyancer and conveyancing solicitor in Hassocks
There are many recorded licenced Conveyancers in Hassocks and Solicitor practices in Hassocks who can help with your conveyancing It is important to make clear that the two are regulated professionals specialising in the legal work in the home buying process. Both can conduct other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
It is not clear whether my lender requires a lease extension. I have telephoned my Hassocks bank branch on numerous occasions and was told it does not affect the mortgage offer and they would lend. My Hassocks conveyancing solicitor - who is on the lender conveyancing panel- called and was told they would not lend based on their specific requirements. I have no idea who is right.
Provided that the conveyancing practitioner is on the bank approved list, she or he must comply with the Council of Mortgage Lenders’ Handbook conditions for the bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
Our offer on a house in Hassocks has been accepted, but there is a chain. The vendors have placed an offer on on an apartment, however it’s not yet agreed to, and have viewings of other apartments booked. I have chosen a nearby conveyancing solicitor in Hassocks. What do I do now? At what stage do I apply for the mortgage with Kent Reliance?
It is normal to have anxieties where there is a chain as you are unlikely to want to incur costs too early (home loan application is approx £1k, then survey, Hassocks conveyancing search fees, etc). The first course of action is to check that your conveyancer is on the Kent Reliance approved list. Concerning the subsequent phase this very much depends on the specifics of your case, desire for this property and on the state of the market. During a buoyant market the majority of home buyers will apply for the mortgage with Kent Reliance and pay for the valuation and only if it comes back ok would they ask their lawyer to proceed with the conveyancing in Hassocks.
Are there restrictive covenants that are commonly picked up during conveyancing in Hassocks?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Hassocks. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How does conveyancing in Hassocks differ for new build properties?
Most buyers of new build property in Hassocks contact us having been asked by the builder to sign contracts and commit to the purchase even before the property is finished. This is because builders in Hassocks typically buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Hassocks or who has acted in the same development.
Due to the encouragement of my in-laws I had a survey completed on a property in Hassocks in advance of instructing lawyers. I have been informed that there is a flying freehold overhang to the house. My surveyor has said that some banks will not give a mortgage on such a home.
It varies from the lender to lender. Lloyds has different instructions from Birmingham Midshires. Should you wish to telephone us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Hassocks. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Hassocks to see if the conveyancing will be more expensive.
As co-executor for the will of my grandfather I am selling a property in Monmouth but I am based in Hassocks. My lawyer (approximately 200 kilometers from merequires that I execute a statutory declaration ahead of the transaction finalising. Can you recommend a conveyancing solicitor in Hassocks to witness and place their company stamp on the document?
Technically speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will be fine regardless of whether they are located in Hassocks