My wife and I have recently acquired a house in Hassocks. We have noticed several issues with the house which we suspect were overlooked in the conveyancing searches. Do we have any recourse? What searches should? have been ordered as part of conveyancing in Hassocks?
The question is vague as to the nature of the problems and if they are specific to conveyancing in Hassocks. Conveyancing searches and investigations initiated during the buying process are designed to help avoid problems. As part of the legal transfer of property, a property owner completes a questionnaire known as a Seller’s Property Information Form. If the information provided is misleading, you may have a misrepresentation claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Hassocks.
is it true that all Hassocks conveyancing solicitors on the TSB conveyancing panel are overseen by the SRA?
As solicitors, in order to be on the TSB conveyancing panel they would need to be regulated by the Solicitors Regulatory Authority. Some lenders do permit licenced conveyancers on their panel and in that case the practice would be governed by the Council of Licensed Conveyancers.
My husband and I are in the throws of viewing apartments in Hassocks and I am now considering a potential offer. Should I already have a property lawyer in place at this stage? I am planning to take a home loan with Lloyds.
It would be prudent to instigate your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. As you are obtaining a mortgage with Lloyds, make sure you remember to check that your lawyer is on the Lloyds conveyancing panel.
Completion of my purchase has taken place for my property in Hassocks. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
Should my solicitor be making enquiries concerning flooding during the conveyancing in Hassocks.
The risk of flooding is if increasing concern for lawyers specialising in conveyancing in Hassocks. There are those who buy a property in Hassocks, completely expectant that at some time, it may be flooded. However, leaving to one side the physical destruction, if a house is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory insurance cover, or sell the property. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.
Lawyers are not qualified to impart advice on flood risk, but there are a numerous searches that may be carried out by the buyer or by their conveyancers which will figure out the risks in Hassocks. The standard completed inquiry forms sent to a purchaser’s lawyer (where the Conveyancing Protocol is adopted) incorporates a standard question of the seller to determine if the premises has historically flooded. In the event that flooding has previously occurred which is not disclosed by the seller, then a purchaser may commence a claim for damages stemming from an misleading response. A purchaser’s lawyers may also conduct an environmental search. This should higlight if there is a recorded flood risk. If so, additional inquiries will need to be made.
I completed on my flat on 3 October and the transaction details is yet to be on the land registry website. Should I be concerned? My conveyancing solicitor in Hassocks expressed confidence that it would be recorded in less than a month. Are titles in Hassocks uniquely lengthy to register?
There is nothing unique about conveyancing in Hassocks registration formalities. Rather than based on location, timeframes can differ depending on who lodges the application, whether there are errors and whether the Land registry need to notify any third persons or bodies. At present approximately three quarters of submission are fully dealt with in less than three weeks but occasionally there can be longer hold-ups. Historically registration is effected once the purchaser has moved in to the property therefore 'speed' is not typically primary concern yet if it is urgent that the the registration takes place urgently then you or your lawyers should contact the land registry and explain the circumstances.
My husband and I are novice buyers - had an offer accepted, yet the selling agent advised that the seller will only move forward if we instruct the agent's preferred solicitors as they are insisting on an ‘expedited deal’. My instinct tells me that we should use a high street solicitor who is familiar with conveyancing in Hassocks
It is unlikely the owners are behind this. Should the seller desire ‘a quick sale', turning down a genuine purchaser is likely to cause more damage than good. Speak to the vendors direct and explain that (a)you are keen to buy (b)you are excited to move forward, with finances in place © you are chain free (d) you intend to proceed fast (e)however you will continue to use your own,trusted Hassocks conveyancing firm - not the ones that will provide the estate agent a commission or achieve conveyancing targets pre-set by corporate headquarters.
Are the Hassocks conveyancing lawyers identified as being on the bank conveyancing panel, together with their details provided by the mortgage company?
Hassocks firms and firms carrying out conveyancing in Hassocks themselves provide us confirmation that they are on the lender conveyancing panel as opposed to being supplied with a list from the lender directly.