My partner and I are buying our first home. Our conveyancer has texted usto enquire if we wish to purchase additional conveyancing searches. We are really unsure what's necessary for conveyancing in Brighton
The extent of Brighton conveyancing searches depends primarily on the property, the location, the possibility of any of these risks, your familiarity of the area and risks, your overall appetite to risk. What is important is that you properly appreciate what information each search could provide. You may then decide if you personally think you need that information. Should you be in doubt, ask the conveyancer to guide you.
Our lender has recommended solicitors on their panel based in Brighton but I would rather use a conveyancing lawyer in Brighton or nearer to where I live. Can you assist?
Far from all Brighton conveyancing firms are on all lender’s conveyancing panel. Use the above search tool to locate a Brighton conveyancing firm on the on the bank panel.
Should our lawyer be raising enquiries about flooding during the conveyancing in Brighton.
The risk of flooding is if increasing concern for solicitors dealing with homes in Brighton. There are those who acquire a house in Brighton, completely expectant that at some time, it may be flooded. However, aside from the physical damage, where a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or sell the property. There are steps that can be taken during the course of a house purchase to forewarn the buyer.
Solicitors are not best placed to offer advice on flood risk, but there are a number of searches that may be undertaken by the buyer or by their lawyers which will figure out the risks in Brighton. The standard property information forms supplied to a buyer’s solicitor (where the Conveyancing Protocol is adopted) contains a usual inquiry of the owner to determine whether the premises has suffered from flooding. In the event that the premises has been flooded in past which is not revealed by the seller, then a buyer may issue a legal claim for losses as a result of such an misleading reply. A purchaser’s lawyers should also carry out an enviro search. This will reveal whether there is a recorded flood risk. If so, more detailed inquiries will need to be carried out.
five months have gone by since my purchase conveyancing in Brighton completed. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Yesterday I discovered that there is a flying freehold element on a property I have offered on last month in what should have been a quick, no chain conveyancing. Brighton is where the house is located. Is there any guidance you can give?
Flying freeholds in Brighton are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Brighton you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Brighton may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
My husband and I are first time buyers just having agreed a price on a property in Brighton, and need to get solicitors appointed. I have utilised the different rating based websites and the fee estimates are from all across the country. Is it necessary to have a Brighton property lawyer local to your potential house? We are fine to do all the communicating electronically, but I guess at some point we will be required to visit the conveyancer's office to sign papers?
The lawyer does not have to be in Brighton, but choosing local means that you can go in if you need to, by way of example, if a signature is immediately necessary. In addition, a Brighton solicitor have established relationships with local agents and (if the vendor has instructed a local lawyer) with them, which should help keep things moving faster.