I plan on purchasing property in Brighton. My lawyer is not listed on the mortgage company approved panel. Is it possible for me to use my Brighton conveyancing solicitor notwithstanding that they are excluded from the lender approved list?
You have numerous options available to you here
- Carry on with your preferred Brighton conveyancer but your mortgage company will undoubtedly use a solicitor on their conveyancing panel. This will result in additional cost and likely delay.
- Appoint a new conveyancing practitioner to act in the purchase, ensuring that they are on the lender conveyancing panel.
- Convince your lawyer to pull out all the stops to get listed on the bank’s conveyancing panel
I have given 2 months notice to my existing landlord and must be out of my rented apartment in Brighton by 23/9/2026. Conveyancing on my purchase has just started. Is it possible to complete in three weeks as don't want to have to find short term accommodation?
Generally one should not give notice for your tenancy unless your lawyer suggests that you should. Assuming that you have not previously done so, notify to your solicitor and request that they chase the sellers solicitors, try to get a realistic time scale from them that everyone will aim to achieve
Do I select a Licenced Conveyancer or Solicitor for conveyancing in Brighton?
Two types of professional can do conveyancing in Brighton namely licenced conveyancers or solicitors. Both professionals provide the legal services that required to complete the sale or acquisition of property. Both are duty bound to execute Brighton conveyancing on similar quality and guidelines so you can be safe in the knowledge that your conveyancing will be properly carried out and that the requisite steps will be correctly adhered to.
Can I be sure that the Brighton conveyancing solicitor on the TSB panel is any good?
When it comes to conveyancing in Brighton obtaining recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the lawyer conducting your conveyancing.
I was told three weeks ago that my mortgage has been agreed to by Santander. Is it usual for Santander to only issue the offer once my solicitor in Brighton is approved on their conveyancing panel? Santander have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Santander to deal with your lawyer's application to be on the Santander conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have justfound out that Wolstenholmes have closed. They carried out my conveyancing in Brighton for a purchase of a leasehold flat 18 months ago. How can I be sure that the property is registered correctly in the name of the previous owner?
The quickest method to check if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Brighton conveyancing specialists.
I'm purchasing a new build house in Brighton with a loan from Yorkshire Building Society. The builders would not reduce the amount so I negotiated five thousand pounds worth of additionals instead. The property agent told me not to tell my lawyer about this side-deal as it may adversely affect my loan with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I've recently found out that there is a flying freehold element on a house I have offered on last month in what was supposed to be a quick, no chain conveyancing. Brighton is where the house is located. Can you offer any guidance?
Flying freeholds in Brighton are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Brighton you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Brighton may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.