I instructed a high street solicitor for my conveyancing in Ditchling yesterday. Upon checking the fine print I notewe are on the hook for charges even if the sale doesn't happen. Should I ditch them and appoint an on-line firm promising no move no charge conveyancing in Ditchling?
It is usually ‘give and take’ in that if "No Completion No Fee" is advertised then the fee levels will tend to be be more expensive to offset the transactions that abort. You should be mindful that such promotions tend not to cover expenses e.g. Ditchling conveyancing search fees.
My conveyancer has informed me that absentee landlord insurance is necessary on my purchase. What is the level of cover for Ditchling conveyancing?
The right level of absentee landlord indemnity insurance depends on who your lender is. It would differ for example between Yorkshire Building Society and Virgin Money. Conveyancing lawyers as opposed to members of the public take out such insurances.
We previously chose conveyancers locally in Ditchling on the TSB solicitor panel. They have just billed me an additional amount for dealing with the TSB mortgage. Is this a supplemental conveyancing fee set by TSB?
As unfair as it may seem, as long as it’s in their Terms and Conditions or estimate then yes your property lawyer is entitled to levy a fee for this. The charge is not set by TSB but by your Ditchling conveyancing practitioner. Some firms on the TSB panel will charge ’dealing with mortgage’ fee and others do not.
Two weeks ago we had a mortgage agreed in principle with Nationwide. Ditchling conveyancing lawyers were appointed. How long does it take for Nationwide to forward the offer to the solicitor?
Some lenders take longer than others. Have Nationwide completed the survey? Have you advised Nationwide as to your lawyers' details and checked that your lawyers are on the Nationwide conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
Are there restrictive covenants that are commonly picked up during conveyancing in Ditchling?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Ditchling. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the encouragement of my in-laws I had a survey completed on a house in Ditchling ahead of appointing conveyancers. I have been advised that there is a flying freehold overhang to the property. My surveyor advised that some banks tend not issue a loan on a flying freehold house.
It varies from the lender to lender. Bank of Scotland has different requirements for example to Birmingham Midshires. Should you wish to call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Ditchling. Conveyancing will be smoother if you use a solicitor in Ditchling especially if they regularly deal with such properties in Ditchling.
My husband and I are a couple of weeks into a leasehold purchase having been recommend to solicitors by the high street agent to perform conveyancing in Ditchling. I am am very dissatisfied with the quality of service. Can you you assist me in finding new conveyancers?
They would have to be really bad in order to consider diss instructing them. Has the loan offer been generated? In the event that it has you must inform them of the new contact details and have the loan are re-issued. Your conveyancer should be on the lenders approved list to avoid supplemental fees and complications. So that should be your first question of the new lawyers. The find a solicitor tool should assist you in finding a lender approved solicitor for your conveyancing in Ditchling
I have been told by various friends to expect up to two months for Ditchling conveyancing to complete.This was four weeks ago. The paperwork was only received from the vendors property lawyer yesterday so now does it countdown?
You should not count on completing on a certain date until contracts are exchanged. Regardless of the assurances the people you are buying from or selling to make, or your estate agent makes don't rely on them. More stress is caused to clients trying to move home by unfulfilled promises than any other factor when it comes to conveyancing in Ditchling.