After what seems like an age a loan agreement from HSBC for the remortgage of my single bedroom maisonette is expected any day now. Could you recommend a low cost conveyancing lawyer in Ditchling?
You are on the wrong site if you are in need of cut-price fees for conveyancing in Ditchling. Our goal is to offer excellent value conveyancing but we do not advertise as being the cheapest. Resist the temptation to appoint companies offering the bait of £100 conveyancing in Ditchling. At best, in deciding on low cost conveyancing, you will earn what you pay for and at worst you will end up invoiced for extras and still not end up with the service you were hoping for.
I own a freehold property in Ditchling but nevertheless pay rent, why is this and what is this?
It’s unusual for properties in Ditchling and has limited impact for conveyancing in Ditchling but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the generation of new rentcharges post 1977.
Old rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence in 2037 is to be extinguished.
What is the optimum way to find out if the solicitor carrying out my conveyancing in Ditchling is on the mortgage lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Chelsea Building Society thus spending £192.00 in additional legal fees.
You should take advantage of the find a conveyancing panel solicitor tool on this site. Pick the lender and type ‘Ditchling’ or your location and you will be presented with a number of lawyer based in Ditchling or near you.
My partner and I are downsizing from our property in Ditchling and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. Any local conveyancer would know that there is no such problem. For the life of me I don't know why the buyers used an internet conveyancing outfit rather than a conveyancing solicitor in Ditchling. Having lived in Ditchling for 4 years we know of no issue. Should we contact our local Authority to obtain confirmation that there is no issue.
It sounds as though you may have a conveyancing lawyer currently acting for you. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
I used Stirling Law several years past for my conveyancing in Ditchling. I now require my file but cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Ditchling of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on two weeks back in what should have been a simple, no chain conveyancing. Ditchling is where the house is located. Is there any guidance you can impart?
Flying freeholds in Ditchling are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Ditchling you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ditchling may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.