My fiance and I are planning to purchase a property in Cuckfield and are in fact using a Cuckfield conveyancing practice. Within the past 48 hours our conveyancer has forwarded the sale agreement to be signed with a detailed report with a view to exchanging next week. Virgin Money have this evening contacted us to advise us that they have now hit a problem as our Cuckfield lawyer is not on their approved list of lawyers. Is this a problem?
When purchasing a property with the benefit of a mortgage it is usual for the purchasers' solicitors to also act for the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your solicitor should contact your mortgage company and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You don't have to instruct a firm on the lender’s conveyancing panel as you are at liberty to use your preferred Cuckfield lawyers, in which case it will likely add costs, and it may delay matters as you are adding another lawyer into the mix.
Can the conveyancing lawyers identified via your search tool carry out attended exchange conveyancing in Cuckfield?
We do have a number of conveyancing experts who can conduct 24hr exchanges. You should contact us to secure a costs illustration and details as to availability.
I used Wolstenholmes a few years past for my conveyancing in Cuckfield. I now require my papers but cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Cuckfield of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I opted to have a survey completed on a property in Cuckfield before instructing conveyancers. I have been informed that there is a flying freehold aspect to the property. Our surveyor advised that some lenders will refuse to issue a loan on this type of premises.
It varies from the lender to lender. Bank of Scotland has different instructions from Nationwide. Should you wish to call us we can investigate further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Cuckfield. Conveyancing may be slightly more expensive based on your lender's requirements.
Is it simple use the search facility to select a conveyancing solicitor in Cuckfield on the authorised to act for my mortgage?
First pick a mortgage company such as Birmingham Midshires, The Royal Bank of Scotland or TSB then choose your location a common one being Cuckfield. Conveyancing firms in Cuckfield and beyond should be listed.
In my capacity as executor for the estate of my grandmother I am selling a residence in Newport but live in Cuckfield. My lawyer (approximately 250 kilometers awayrequires that I sign a stat dec ahead of the transaction finalising. Could you suggest a conveyancing lawyer in Cuckfield to attest and place their company stamp on the document?
Technically speaking you should not need to have the documents attested by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will be fine regardless of whether they are Cuckfield based