Much to our surprise we have been advised by our mortgage broker that my Portslade solicitor is not on the lender Solicitor panel. How can I be certain if this is indeed the case?
You need to contact your Portslade conveyancer. It is reasonable to expect your lawyer to advise you of the situation. If they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your mortgage company.
Finally the sale completed on my house in Portslade last December yet the purchaser is Skype messaging me complaining that their conveyancer is waiting to hear from mine. What should my lawyer have done following completion?
Following your disposal your conveyancer should send the transfer documentation and all additional paperwork to the buyer’s lawyers. If applicable, your conveyancer must also evidence that the home loan has been repaid to the purchasers conveyancers. There is unlikely to be post completion tasks peculiar conveyancing in Portslade.
A friend suggested that where I am purchasing in Portslade I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is sometimes quoted for as part of the standard Portslade conveyancing searches. It is a large document of about 40 pages, listing and setting out important information about Portslade around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Portslade Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful data regarding Portslade.
I used Stirling Law a few years ago for my conveyancing in Portslade. Now, I need my files however the law firm is no longer operating. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Portslade of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Portslade differ for newly converted properties?
Most buyers of new build or newly converted property in Portslade approach us having been asked by the developer to exchange contracts and commit to the purchase even before the house is built. This is because builders in Portslade tend to purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Portslade or who has acted in the same development.
Due to the guidance of my in-laws I had a survey completed on a house in Portslade ahead of appointing conveyancers. I have been informed that there is a flying freehold element to the property. My surveyor has said that some mortgage companies will refuse to grant a loan on such a premises.
It depends who your proposed lender is. HSBC has different instructions from Birmingham Midshires. Should you wish to call us we can check with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Portslade. Conveyancing may be slightly more expensive based on your lender's requirements.