We are a couple about to sign contracts for a garden flat in Oxfordshire. We encountered a snag. Our loan offer with Leeds Building Society runs out on 19/5/2026 but the sellers are suggesting a completion date of 21/5/2026. Can one extend the mortgage offer?
The best person to deal with your issue is your solicitors who is in a position to determine if he or she is should be discussing with the bank, vendor’s representatives, estate agents or conceivably all three given what has happend in your house move to date.
We see that you have a search directory identifying firms on the HSBC conveyancing panel. Do firms pay you a referral fee if I appoint them for our own conveyancing in Oxfordshire?
We are a listing service only for law firms wishing to communicate if they are on the HSBC conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Oxfordshire.
Having spent time researching online forums for a recommended solicitor in Oxfordshire, many post that I should use a CQS accredited solicitor. Can you explain what CQS is?
Oxfordshire Conveyancing Quality Scheme solicitors have been granted certification by the law Society CQS was brought about to establish evidence of quality standards in the home buying process. CQS enables buyers and sellers to recognise solicitor firms who provide a quality residential conveyancing. Oxfordshire is one of the many areas in England and Wales in which CQS have a presence. The scheme obliges practices to undergo a strict assessment, compulsory training, self-certification, random audits and yearly assessments in order to maintain CQS status. It is open only to members of the Law Society who meet the demanding standards set by the scheme and has the support of the Association of British Insurers.
What is the difference between a licensed conveyancer and conveyancing solicitor in Oxfordshire
Two types of professional can do conveyancing in Oxfordshire namely CLC regulated conveyancers or solicitors. The two can administer the legal services that you need to complete the disposal or acquisition of property. They are both required to perform Oxfordshire conveyancing on similar quality and guidelines so you can be safe in the knowledge that your conveyancing will be professionally administered and that all requirements and steps should be accurately followed.
I was told two weeks ago that my mortgage has been agreed to by RBS. Is it usual for RBS to only issue the offer once my solicitor in Oxfordshire is approved on their conveyancing panel? RBS have asked my solicitor to see a copy of their PI Insurance.
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for RBS to deal with your lawyer's application to be on the RBS conveyancing panel. There's no guarantee that your solicitor will be accepted.
Nottingham have agreed my home loan in principle, my bid on a property in Oxfordshire has been accepted, what are the next steps?
The property agent will need to know who your solicitors are (make sure the conveyancers are on the lender’s panel). Contact Nottingham or your financial adviser and finalise any outstanding documentation. Nottingham will sellect a valuer who will get in contact with the estate agent or vendor to arrange an appointment. Once conducted (assuming no problems) it takes on average a week to receive the mortgage offer. Nottingham will send the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Oxfordshire.
I note that there are debates on Chancel Insurance on online forums. Do I require this when acquiring a residence in Oxfordshire? or Apparently there is a law dating back centuries that means some owners of property residing in a parish church boundary will be compelled to contribute towards maintenance to the chancel in proximity to the church. Is this applicable for conveyancing in Oxfordshire?
Unless a prior purchase of the premises took place after 12 October 2013 you can assume that lawyers delivering conveyancing in Oxfordshire to remain recommending a chancel search and or chancel repair liability policy.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on two weeks back in what was supposed to be a quick, chain free conveyancing. Oxfordshire is the location of the property. Can you offer any opinion?
Flying freeholds in Oxfordshire are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Oxfordshire you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Oxfordshire may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.