We see that you have a search directory listing firms on the Santander conveyancing panel. Do firms pay you a commission if I appoint them for our own conveyancing in Long Hanborough?
We are a listing service only for law firms wishing to communicate if they are on the Santander conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Long Hanborough.
I have an AIP. The bank mentioned the mortgage came with free conveyancing. Is the implication that I have to instruct their panel solicitor as I would prefer to appoint a specialised conveyancing solicitor in Long Hanborough?
Do check but the the likelihood is that allocate you one of their panel conveyancers if you want the "fee-free" deal. Speak to the mortgage company and explore if they offer you a monetary alternative. It is not unheard for a lender to give a £250 cashback as a further option in which case that money can go towards your preferred conveyancing solicitor in Long Hanborough.
Can you point me to a directory of Yorkshire BS panel conveyancers in Long Hanborough on the Council of Mortgage Lender’s Website?
Unfortunately not yet. There is no such facility on the CML or Building Society Association websites. A small selection of banks make their panel listings viewable over the internet. If you are looking for a Long Hanborough lawyer on the Yorkshire BS please use our facility.
I am currently in the process of buying my council flat in Long Hanborough. I have a mortgage agreed with Barclays. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Barclays, you will need to appoint a solicitor on the Barclays conveyancing panel.
I had an offer accepted on an apartment in Long Hanborough on 3/6/2024, valuation was booked 4 days later, received a clean bill of health. Property lawyer instructed, so all that was missing was my mortgage offer. Having made daily calls to Leeds Building Society and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Leeds Building Society conveyancing panel. Are Leeds Building Society entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Leeds Building Society to deal with your lawyer's application to be on the Leeds Building Society conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have been told that property searches are the number one reason for delay in Long Hanborough house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) published determinations of research by MoveWithUs that conveyancing searches do not figure amongst the most frequent causes of delays during the legal transfer of property. Searches are not likely to be the root cause of slowing down conveyancing in Long Hanborough.
4 months have gone by following my purchase conveyancing in Long Hanborough concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I decided to have a survey done on a property in Long Hanborough prior to appointing solicitors. I have been told that there is a flying freehold overhang to the property. Our surveyor has said that some banks will refuse to issue a mortgage on this type of premises.
It depends who your proposed lender is. Bank of Scotland has different requirements from Nationwide. If you contact us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Long Hanborough. Conveyancing will be smoother if you use a solicitor in Long Hanborough especially if they are familiar with such properties in Long Hanborough.