Some advice if I may. My Oxford conveyancer is informing me me that he is legally obliged toapply for Oxford conveyancing searches asthe firm are on the Virgin Moneysolicitor panel. Do I not have any options here?
Unfortunately both you and your lawyer have little choice here. As you are obtaining a home loan with a lender your conveyancing practitioner has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to comply with the Council of Mortgage Lenders’ Handbook conditions . Even if you were a cash buyer you would be ill advised not to carry out Oxford conveyancing searches.
What happens if my lawyer’s firm is removed from the Virgin Money Conveyancing panel ahead of completing my conveyancing in Oxford?
First, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.
I have recentlybeen informed that Action Conveyancing have been shut down. They carried out my conveyancing in Oxford for a purchase of a freehold house 9 months ago. How can I check that my home is not still registered in the name of the former proprietor?
The easiest method to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Oxford conveyancing specialists.
Due to the guidance of my in-laws I had a survey completed on a house in Oxford ahead of retaining lawyers. I have been advised that there is a flying freehold overhang to the house. Our surveyor advised that some mortgage companies tend refuse to grant a mortgage on this type of home.
It depends who your proposed lender is. Lloyds has different instructions from Nationwide. Should you wish to telephone us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Oxford. Conveyancing will be smoother if you use a solicitor in Oxford especially if they are accustomed to such properties in Oxford.
I am selling my property. My former solicitors have shut. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Oxford if that affects matters.
You should use our search tool to help you find a solicitor for your conveyancing in Oxford. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.
In my capacity as executor for the estate of my grandmother I am disposing of a residence in Swansea but I am based in Oxford. My solicitor (based 300 miles awayrequires that I sign a statutory declaration ahead of completion. Could you suggest a conveyancing solicitor in Oxford to witness this legal document for me?
strictly speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Normally any notary public or solicitor will suffice regardless of whether they are located in Oxford