I am getting a offer of a home loan from Santander. I intend to instruct a Licensed Conveyancer in Kidlington. Does the Santander Conveyancing panel exclude conveyancers regulated by the CLC?
The Santander conveyancing panel is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
Our solicitor has identified a a problem with the lease for the flat we are buying in Kidlington. The other side have offered title insurance as a workaround. We are happy with insurance and will pay for it. Our lawyer has advised that he must be satisfied that the lender is content with this solution. Are we the client or is the mortgage company ?
Even though you have a mortgage offer from the bank does not mean to say that the property will meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook requirements. You and the lender are the client. The appropriate lender conditions have to be complied with.
How can we tell if a Kidlington conveyancing solicitor on the Bank of Ireland panel is any good?
When it comes to conveyancing in Kidlington obtaining recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the solicitor conducting your conveyancing.
We were going to get a AIP from Aldermore this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Aldermore recommend any Kidlington solicitors on the Aldermore conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Kidlington solicitors independently although you'll need to choose one on the Aldermore conveyancing panel. The solicitor represents both you and Aldermore through the process.
I had an offer accepted on a property in Kidlington on 19/6/2025, valuation was booked five days later, all came back fine. Solicitor retained, so all that was missing was my mortgage offer. Having made daily calls to Skipton and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Skipton conveyancing panel. Are Skipton entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Skipton to deal with your lawyer's application to be on the Skipton conveyancing panel. There's no guarantee that your solicitor will be accepted.
How does conveyancing in Kidlington differ for new build properties?
Most buyers of new build property in Kidlington approach us having been asked by the developer to sign contracts and commit to the purchase even before the premises is completed. This is because builders in Kidlington tend to buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Kidlington or who has acted in the same development.
Do I need to be wary about estate agents that I am dealing with are suggesting a web based conveyancing firm as opposed to a local Kidlington conveyancing company?
As is the case with many service providers, often suggestions from relatives can be worth their weight in gold. Yet there are lots of players in a conveyancing matter; estate agents, financial adviser and banks may suggest conveyancers to choose. On occasion these solicitors might be known to one of the organisations as being good in their field, but occasionally there may be a financial incentive behind the recommendation. You have the discretion to choose your preferred lawyer. You need to be aware that most banks specify a panel list of law firms you must use for the mortgage related work in your conveyancing.
I have been sourcing a conveyancing lawyer in Kidlington for my house move. Is there any facility to see a solicitor's record with the legal regulator?
You can search for documented Solicitor Regulator Association (SRA) decisions resulting from investigations commenced on or after Jan 2008. Visit Check a solicitor's record. To find information Pre 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, use +44 (0)121 329 6800. The regulator sometimes monitor call for training purposes.