It is 10 years ago since I acquired my home in New Brighton. Conveyancing lawyers have now been appointed on the sale but I can't locate the title documents. Will this jeopardise the sale?
Don’t worry too much. Firstly there is a possibility that the deeds will be kept by the lender or they may stored with the conveyancers who acted in the purchase. Secondly the chances are that the land will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors procuring up to date copy of the land registers. Nearly all conveyancing in New Brighton relates to registered property but in the unlikely event that your home is unregistered it adds to the complexity but is not insurmountable.
We are expecting a mortgage offer soon. The bank mentioned the home loan came with free conveyancing. Is the implication that I have to appoint their panel solicitor as I would prefer to appoint a New Brighton based conveyancing firm?
Do check but the the probability is that appoint one of their panel solicitors where you take up the "fee-free" incentive. Speak to the mortgage company to explore if they make available a monetary alternative. Some banks have previously offered a £250 cashback as an alternative in which case you could put that amount towards the cost for your conveyancing solicitor in New Brighton.
Just had an offer accepted on a new build apartment in New Brighton. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in New Brighton
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Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. There must be mutual enforceability of lessee’s covenants. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
I opted to have a survey carried out on a house in New Brighton ahead of retaining lawyers. I have been told that there is a flying freehold aspect to the house. My surveyor has said that some lenders will refuse to grant a mortgage on a flying freehold property.
It depends who your proposed lender is. Lloyds has different requirements from Nationwide. Should you wish to telephone us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in New Brighton. Conveyancing will be smoother if you use a solicitor in New Brighton especially if they are familiar with such properties in New Brighton.
How simple is it to switch conveyancer as I have to appoint one who is on the Birmingham Midshires conveyancing panel. I had appointed a family conveyancing solicitor in New Brighton five minutes from me but she is not accepted by Birmingham Midshires
We will our best to assist in finding you a conveyancing solicitor in New Brighton on the Birmingham Midshires panel. Please note that the solicitors that we work with do not pay us a referral fee if you instruct them and are regulated by the SRA who oversee all conveyancing solicitors in New Brighton. In making use of search facility on this site, you can compare and instruct different solicitors and conveyancers both nationally and in New Brighton.
We're new on the property ladder - agreed a price, but the estate agent advised that the seller will only proceed if we appoint their chosen conveyancers as they want a ‘quick sale’. Our preferred option is to instruct a high street conveyancer with experience of conveyancing in New Brighton
It is highly unlikely the owners are behind this. Should the owner desire ‘a quick sale', turning down a motivated purchaser is likely to cause more damage than good. Avoid the agents and go straight to the sellers and make sure they understand (a)you are motivated buyers (b)you are excited to move forward, with finances arranged © you are unencumbered (d) you intend to proceed fast (e)however you will continue to use your preferred New Brighton conveyancing solicitors - as opposed tothe ones that will give the estate agent a kickback or hit his conveyancing figures set by head office.