My IFA requires my Crosby solicitor’s panel reference for the Santander conveyancing panel. How do I discover this. I have contacted my local Crosby branch but they have not responded to me.
The sensible thing to do is ask for this information from your Crosby property lawyer . They retain a central record lender panel numbers.
My Crosby conveyancer has spotted a difference when comparing the surveyor’s assumptions in the valuation survey and what is revealed within the legal papers for the property. My solicitor says that he is obliged to check that the lender is happy with this discrepancy and is content to go ahead. Is my conveyancer’s stance appropriate?
Your conveyancer must comply with the UK Finance Lenders’ Handbook requirements which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
Having sold my house in Crosby last May yet the purchaser is SMS messaging every few hours to say his solicitor needs to hear from mine. What should have happened now that I have sold?
Post completion of your disposal your lawyer should deliver the transfer deeds and all of the paperwork to the buyer’s lawyers. Depending on the transaction, your solicitor must also evidence that the home loan has been discharged to the purchasers lawyers. There is unlikely to be post completion procedures specific conveyancing in Crosby.
I just acquired a house at auction in Crosby. Conveyancing is needed. What is next?
Having legally committed yourself to purchase you now have to appoint a conveyancing solicitor soon as you are faced with a pending a drop dead date to complete the deal. An auction property will have an associated legal pack. This will likely include most,if not all of the paperwork that your conveyancer requires. If you have purchased leasehold property the legal pack should contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to leasehold premises. You need to hand this to your appointed conveyancing solicitor ASAP. You also need to ensure that that you have the requisite funding in order to complete on the date specified in the contract.
It is unclear whether my lender requires a lease extension. I have called my Crosby bank branch on a couple of occasions and was told it wasn't an issue and they would lend. My Crosby conveyancing solicitor - who is on the bank conveyancing panel- telephoned and was told they refuse to lend in accordance with their published requirements. I have no idea who is right.
The lawyer must follow the Council of Mortgage Lenders’ Handbook Part 2 requirements for your lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I had an offer accepted on an apartment in Crosby on 17/3/2021, valuation was booked 4 days later, all came back fine. Property lawyer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Skipton and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Skipton conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Skipton to deal with your lawyer's application to be on the Skipton conveyancing panel. There's no guarantee that your solicitor will be accepted.
I require expedited conveyancing in Crosby as I am faced with a deadline to sign on the dotted line in less than one month. Thankfully I do not require a mortgage. Can I decline from having conveyancing searches to save fees and time?
As you are not taking a home loan you have the choice not to do searches although no solicitor would suggest that you don't. With plenty of history conveyancing in Crosby the following are examples of what can be revealed and adversely affect the marketability of the property: Refused Planning Applications, Overdue Charges, Outstanding Grants, Road Schemes,...
The deeds to our house are lost. The lawyers who conducted the conveyancing in Crosby 4 years ago have long since closed. What do I do?
In today’s world there are copies made of almost everything, and your conveyancer will be aware exactly where to locate all the suitable documentation so you can buy or sell your property without a hitch. Where duplicates can’t be located, your conveyancer can put in place insurance or indemnities protecting you against future claims on the premises.