Do the conveyancing practitioners that are recommend carry out auction conveyancing in Oxton?
There are a number of auction practitioners we can connect you with those conducting auction conveyancing. Oxton is just one of hundreds of locations in which our lawyers have a presence.
I am buying a property in Oxton. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Clydesdale be concerned?
As you are obtaining a mortgage with Clydesdale your lawyer must comply with the formal requirements contained in Part 2 of UK Finance Lenders’ Handbook for Clydesdale. The Council of Mortgage Lenders’ Handbook sets out minimum requirements for solar panel roof-space leases, and solicitors are required to report to Clydesdale where a lease does not comply with these conditions. The conditions relate to the installation of panels on properties in England and Wales and is not restricted to Oxton.
I have today made my last payment due on my mortgage with TSB. I assume I don't need a Oxton conveyancer on the TSB panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your TSB mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the TSB mortgage from the register. TSB, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where TSB has sent the Land Registry the discharge electronically, and
- TSB has instructed the Land Registry to do so
Lloyds have agreed my mortgage in principle, my offer on a flat in Oxton has been accepted, what happens next?
The property agent will wish to know who your solicitors are (make sure the property lawyers are on the bank’s panel). Call up Lloyds or the financial adviser and finish off any outstanding forms. Lloyds will sellect a valuer who will get in touch with the estate agent or seller to schedule an appointment. Once carried out (assuming no problems) it takes about a week to receive the mortgage offer. Lloyds will send the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Oxton.
I used Stirling Law a few years ago for my conveyancing in Oxton. I now require my file but cannot find the solicitor. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Oxton of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Yesterday I discovered that there is a flying freehold element on a property I have offered on a fortnight ago in what should have been a straight forward, chain free conveyancing. Oxton is the location of the property. Can you shed any light on this issue?
Flying freeholds in Oxton are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Oxton you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Oxton may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I need to instruct a conveyancing practitioner in Oxton for my home move. Is there any facility to see a solicitor's complaints history with the profession’s regulator?
Anyone can search for presented Solicitor Regulator Association (SRA) determinations arising from investigations from 2008 onwards. Go to Check a solicitor's record. For records Pre 2008, or to check a solicitors record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, use +44 (0)121 329 6800. The regulator sometimes recorded telephone calls for training purposes.
I am buying a garden apartment in Oxton. Conveyancing solicitor is awaiting, from the seller, building insurance schedule. I was told today I was informed that the owner needs to send the insurance paperwork for the flat above also. Why does my solicitor want to check the insurance for the flat above? Is it really required? We have been waiting for the last month…
It is not unheard of in leasehold conveyancing in Oxton to discover Conveyancing in Oxton in a minority of cases reveals that the lease provides for the tenant's to insure their individual flats as opposed to the landlord insuring the whole building - which is clearly better. You should clarify with your property lawyer but it would appear that your lawyer is looking to verify that the whole building is insured. Insuring a ground floor flat is no help when it comes to rebuilding after a fire if the other flat cannot be reinstated for lack of insurance.