We are buying a 3 bedroom apartment in Barnet with a mortgage. We like our Barnet lawyer, but the bank advise he's not on their "panel". We have to appoint one of the mortgage company panel firms or continue with our Barnet conveyancer and pay for one of their panel firms to act for them. We feel that this is inequitable; is there anything we can do?
Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Barnet conveyancing lawyer to apply to be on the conveyancing panel.
I am acquiring a property for cash in Barnet. I have resided for the previous dozen years in Barnet. Conveyancing searches are exorbitant. As I know the area and road very well must I have all the conveyancing searches?
Provided that you do not need a home loan, then all but one or two of the Barnet conveyancing searches are optional. Your lawyer will try and steer you, no-doubt strongly, that you should have searches completed, but he has a professional duty to take that path of guidance. Do bear in mind; if you are likely to sell the house at a future date, it could be of importance to your prospective purchaser what the searches reveal. Sometimes properties with functional issues can still reveal detrimental search results. A competent conveyancing solicitor in Barnet will provide you some practical guidance concerning this.
I am looking to buy a flat and need a conveyancing solicitor in Barnet who is on the Britannia approved. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Britannia in certain locations such as Barnet. We dont recommend any particular firm.
My partner and I are close to exchanging contracts on the sale of our home in Barnet and according to the buyers it appears that there is a risk of it being constructed on contaminated land. Any local lawyer would know that there is no such problem. For the life of me I don't know why the purchasers instructed a national conveyancing practice as opposed to a conveyancing solicitor in Barnet. Having lived in Barnet for six years we know of no issue. Do we get in touch with our local Authority to seek clarification that there is no issue.
It would appear that you have a conveyancing solicitor already. Are they able to advise? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
About to purchase a new build flat in Barnet. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Barnet
Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please supply evidence that the form of Lease proposed has been approved by the Land Registry. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.
What can I do to discover who is the owner of a house in Barnet?
Assuming that the premises is registered with HM Land Registry, and you have the information of the address of the property, you should be able to view details from the the Land Registry of the registered owner for a for less than a fiver.