I plan on acquiring a leasehold flat in Barnet. My Solicitor has never been on on the lender solicitor panel. Can I still use my Barnet conveyancing solicitor even though they are not on the lender panel of approved conveyancing solicitors?
Various options include
- Proceed with your preferred Barnet conveyancer but your mortgage company will no doubt instruct a property lawyer from their approved panel. The net result is additional cost together with probable interruption.
- Appoint a new solicitor to conduct the conveyancing, ensuring that they are on the mortgage company conveyancing panel.
- Convince your lawyer to seek to join the lender panel
I am planning to acquire a house and require a conveyancing solicitor in Barnet who is on the Halifax solicitor. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Halifax in certain locations such as Barnet. We dont recommend any particular firm.
Are all Barnet Conveyancing Quality Solicitors on the Clydesdale conveyancing panel?
A selection of banks and building societies now make use of the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to join their approved list of firms.
We had chosen solicitors locally in Barnet on the Nottingham solicitor approved list. They are now charging me a separate sum for dealing with the Nottingham mortgage. Is this an additional conveyancing fee set by Nottingham?
Unfortunately, as long as it is in their Terms of Engagement or Quote then yes your lawyer can charge a fee for this. The charge is not dictated by Nottingham but by your Barnet lawyer. Numerous firms on the Nottingham panel will quote an ‘acting for lender’ fee but many practices incorporate it on their overall fee.
I have decided to exercise my right to buy my property in Barnet off the council. I have a mortgage offer with Coventry BS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Coventry BS, you will need to appoint a solicitor on the Coventry BS conveyancing panel.
The deeds to my home are lost. The solicitors who dealt with the conveyancing in Barnet 4 years ago are no longer around. What are my next steps?
You no longer need to hold title original deeds to evidence that you own the land or property, given that the Land Registry hold details of all registered land or property electronically.
Is it simple use your search app to choose a conveyancing lawyer in Barnet on the authorised to act for my mortgage?
First choose a bank such as HSBC Bank, Barnsley Building Society or Platform Home Loans Ltd then choose your location such as Barnet. Conveyancing firms in Barnet and across England and Wales will then be shown.
We are contemplating instructing a web based solicitor rather than a Barnet conveyancing practice. Am I making a mistake?
There are advantages of having the option pop in to a local Barnet conveyancing solicitor such as
- signing documents same day
- having face-to-face explanations of issues that need explaining
- the ability to complain if matters are not going as expected
When analysing quotes, look out for hidden extras. Most decent Barnet high street solicitors give an all-inclusive figure. Many online companies appear to offer discounted prices, but have hidden 'extras' in the in the terms and conditions.